Business Details
ACFCU Financial Services in Amarillo, TX
ACFCU has been dedicated to serving the financial needs of Amarillo and surrounding communities since our charter expansion in 1998. Originally established to serve government employees, we've grown to offer comprehensive financial services to all residents of Potter, Randall, and Gray counties. Our team combines decades of local banking experience with personalized service to help members achieve financial success. We maintain strict compliance with federal regulations while offering innovative products like our rewards program and ITM deposit services.Our mission remains unchanged: to make financial dreams a reality through competitive rates, exceptional service, and community-focused banking solutions. We continually invest in digital tools like mobile banking and online loan applications to enhance member convenience while maintaining the personal touch that defines our institution.
Services
Auto Loans
Home Loans
Checking Accounts
Savings Accounts
Card Services
Financial Tips
Certificates
IRAs
Recreational Loans
Personal Loans
Highlights and features
- We offer competitive rates on auto loans year-round
- Our home loan process includes personalized guidance
- We provide 24/7 digital banking access through mobile apps
- Our rewards program offers exclusive member benefits
- We serve all residents of Potter, Randall, and Gray counties
Associations and certifications
- NCUA
- ESI
What people say
Friendly and helpful staff
Pleased with interactions
Great service
Competitive rates
Easy loan process
Services
Auto Loans
We offer competitive auto loan rates year-round with flexible terms to suit various credit profiles. Our streamlined application process includes personalized guidance to help members find the right financing solution. Digital tools allow for convenient rate comparisons and pre-approval options.
Home Loans
Our home loan program provides comprehensive mortgage solutions with local expertise in Amarillo's housing market. Members receive personalized guidance through the entire loan process from pre-approval to closing. Competitive rates and flexible terms help make homeownership accessible.
Checking Accounts
We offer multiple checking account options with varying features to meet different financial needs. Benefits include no monthly maintenance fees for qualifying accounts and access to a wide network of ATMs. Online banking tools help track spending and manage finances effectively.
Savings Accounts
Our savings accounts provide secure options for building emergency funds or achieving financial goals. Competitive interest rates help money grow while maintaining liquidity. Specialized programs like certificates offer higher return options for committed savers.
Financial Tips
We provide educational resources to help members improve financial literacy and make informed decisions. Tools include budgeting calculators, investment guides, and personalized financial planning consultations. Our resources cover all stages of financial life from first checking accounts to retirement planning.
Questions
What areas does ACFCU serve?
We serve all residents of Potter, Randall, and Gray counties in Texas through our branch locations and digital banking services.
How can I apply for a loan?
Apply online through our secure portal, visit any branch location, or contact our loan specialists at 806-358-7561 during business hours.
What digital banking options are available?
We offer mobile banking apps, online account access, Zelle transfers, and ITM deposit services for convenient 24/7 account management.
Are there rewards for being a member?
Yes, our rewards program offers exclusive benefits including special rates, fee waivers, and personalized financial incentives based on account activity.
What loan types do you offer?
We provide auto loans, home mortgages, personal loans, recreational vehicle financing, and specialized loan programs for various financial needs.