Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Amarillo, TX
City Federal Credit Union was established in 1948 to serve City of Amarillo employees, growing from 240 members and $9,195 in assets to a full-service financial institution operating from its current location at 9th and Lincoln since 1972. Our mission is to exceed members' expectations for financial happiness while fostering heartfelt, long-lasting relationships. We prioritize community development through equal financial services, education, and opportunities for underserved populations. Guided by core values of service-driven integrity, innovation, and relationship-focused accountability, we create an enjoyable atmosphere for members and staff. With 24/7 debit card support, extended lobby hours, and multiple service channels including mobile banking, we deliver personalized financial solutions tailored to members' lifestyles.Our commitment to excellence is demonstrated through NCUA-insured deposits, competitive loan rates, and specialized programs like GAP protection and credit-building initiatives. We maintain transparency through annual reports and disclosures, ensuring members receive clear information about our policies and practices. As a locally rooted institution, we combine decades of experience with modern financial tools to meet evolving member needs. Our team's deep understanding of local market dynamics enables us to provide relevant, accessible financial services that empower members to achieve their goals.
Services
Checking Accounts
Savings Accounts
Auto Loans
Credit Cards
Mortgage Products
Personal Loans
IRAs
Wire Transfers
Mobile Banking
Notary Services
Details
- Year established: 1948
Highlights and features
- We offer personalized financial solutions tailored to our members' needs
- Our team provides 24/7 support for debit card assistance
- We maintain extended lobby and drive-thru hours for member convenience
- Our credit-building programs help members improve financial literacy
- We offer NCUA-insured deposits for complete peace of mind
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Helpful staff
Competitive rates
Convenient hours
Personalized service
Quick loan processing
Services
Checking Accounts
Our checking accounts provide convenient access to funds through debit cards, checks, and mobile banking. Members enjoy rewards programs, low fees, and 24/7 ATM access. Account holders receive e-statements and can utilize remote deposit capture through our mobile app.
Auto Loans
We offer competitive auto loans for new and used vehicles with flexible terms and low interest rates. Our financing options include GAP protection and extended warranties. Loan applications can be completed online 24/7 with fast approval processes.
Credit Cards
Our credit card options include MasterCard products with rewards programs and security features. Members can manage accounts through online banking, set up payment plans, and access 24/7 fraud protection services.
Mortgage Products
We provide mortgage solutions for home purchases and refinancing with competitive rates. Our services include loan processing, rate lock options, and personalized payment plans to suit different financial situations.
Mobile Banking
Our mobile app enables account management, bill payment, and remote check deposit from anywhere. Features include real-time alerts, budgeting tools, and secure access to account information 24 hours a day.
Questions
What are your lobby hours?
Our Lincoln location is open Monday-Friday 9:00 AM-5:30 PM with extended Friday hours until 6:00 PM. The Soncy branch has Saturday hours from 9:00 AM-12:00 PM.
Do you offer online loan applications?
Yes, we provide 24/7 online loan application services for personal loans, auto financing, and mortgage products with electronic document submission options.
Are my deposits insured?
All deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency providing security for member accounts.
What mobile banking features are available?
Our mobile app offers account management, bill payment, remote check deposit, real-time alerts, and budgeting tools accessible anytime from your smartphone or tablet.
Do you have credit-building programs?
We offer specialized credit-building initiatives including secured credit cards, credit counseling resources, and small loan programs designed to help improve credit scores.