Business Details
22 Years
experience
Your Trusted Insurance Partner in San Diego
At Terri Yurek Insurance, we have dedicated over two decades to providing personalized insurance solutions to the San Diego community. Our mission is to meet the evolving needs of the aging population by offering unbiased guidance and tailored coverage options. With a focus on trust, honesty, and integrity, we pride ourselves on long-term client relationships and meticulous attention to detail. Our team of licensed professionals brings extensive expertise in Medicare, life, and disability insurance, ensuring clients receive comprehensive support throughout their insurance journey. We are committed to transparency, ethical practices, and empowering clients to make informed decisions that align with their health and financial goals. 
Services
Medicare Central
Life Insurance
Disability Insurance
Employee Benefits
Medicare Supplement
Medicare Advantage
Prescription Drug Plans
Final Expense Insurance
Travel Insurance
Dental and Vision Insurance
Details
- Year established: 2004
Highlights and features
- We offer 20+ years of experience in insurance services tailored to San Diego's aging population.
- Our team provides personalized guidance and unbiased advice for Medicare, life, and disability insurance.
- We serve 1000+ local clients with a focus on long-term client relationships and attention to detail.
- Our licensed professionals offer quick response times and in-depth knowledge of insurance options.
- We are Medicare-certified and partner with top insurers across 19 states.
What people say
Very knowledgeable
Excellent communicator
Quick feedback
Trusted advisor
Compassionate person
Services
Medicare Central
Our Medicare Central service provides personalized assistance navigating Medicare options. We offer tailored guidance on Medicare Advantage, Supplement, and Part D plans, ensuring clients understand coverage details and costs. With local expertise and partnerships with top insurers, we help clients select plans that align with their healthcare needs and budget.
Life Insurance
We offer term and permanent life insurance solutions to protect families and businesses. Our policies provide financial security through death benefits, covering expenses like mortgages, education, and daily living. We help clients choose between term and whole life options based on their long-term goals and budget.
Disability Insurance
Our disability insurance services replace income lost due to illness or injury. We provide short-term and long-term policies to ensure financial stability, covering living expenses and medical costs. Policies are tailored to individual and business needs, with flexible terms and competitive rates.
Employee Benefits
We design custom employee benefit packages, including health, dental, and retirement plans. Our solutions enhance workplace satisfaction while balancing affordability and coverage. We assist with plan selection, enrollment, and compliance, ensuring employers attract and retain top talent with competitive offerings.
Medicare Supplement
Our Medicare Supplement Insurance fills gaps in Original Medicare coverage. We offer standardized Medigap plans to cover deductibles, copayments, and coinsurance. Clients gain flexibility to choose providers and predictable costs, ensuring comprehensive protection against unexpected medical expenses.
People
Terri Yurek
President
Terri Yurek has over 20 years of experience in insurance, specializing in Medicare solutions for San Diego's aging population. She founded her agency to provide unbiased, zero-cost educational courses and personalized guidance. Terri holds a Bachelor of Science in Business/Finance and is a licensed broker in health, life, and property & casualty insurance.
Joe Mahoney
Broker
Joe Mahoney specializes in Medicare health insurance, helping clients understand enrollment options and available plans. With expertise in San Diego County coverage, he ensures clients select plans that meet their healthcare needs and budget.
Lisa Whitley
Broker
Lisa Whitley provides unbiased Medicare guidance, offering affordable plans from top insurers. She conducts annual reviews to ensure coverage adapts to clients' changing needs, prioritizing personalized service and long-term client relationships.
Gail Buckley
Broker
Gail Buckley focuses on simplifying Medicare enrollment through personalized consultations. She minimizes healthcare costs while offering excellent service, leveraging her license #4149868 to provide tailored insurance solutions to San Diego residents.
Esther Sulistio
Broker
Esther Sulistio specializes in Medicare 101, Supplement, Advantage, and Part D plans. With 8+ years of experience and license #0J17303, she offers no-cost assistance to San Diego clients, particularly in Rancho Bernardo, ensuring informed enrollment decisions.
Questions
Who is eligible for Medicare?
Individuals aged 65+, younger people with disabilities, and those with End-Stage Renal Disease qualify for Medicare.
What are the different parts of Medicare?
Medicare includes Part A (Hospital), Part B (Medical), Part C (Advantage), and Part D (Prescription Drug coverage).
How do I enroll in Medicare?
Enroll online via Social Security, by phone, or at a local office during your 7-month initial enrollment period around age 65.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare (A/B) allows adding Part D and Medigap, while Medicare Advantage (Part C) bundles A/B/D with extra benefits like dental and vision.
How can Terri Yurek help choose a Medicare plan?
We offer personalized guidance, comparing plans based on your healthcare needs, budget, and provider networks to ensure optimal coverage.
Can I change my Medicare plan after enrollment?
Yes, during the Annual Enrollment Period (Oct 15-Dec 7) or Medicare Advantage Open Enrollment (Jan 1-Mar 31).
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