Business Details
30 Years
experience
Emergency
services
Your Trusted Insurance Partner in San Diego
Since 1996, Aaron J. Farmer Insurance Agency has been dedicated to providing comprehensive insurance solutions tailored to the unique needs of individuals, families, and businesses. Originally affiliated with Farmers Insurance Group, we transitioned to an independent agency in 2019 to offer greater flexibility and access to multiple carriers, ensuring personalized coverage options for our clients. Our team prioritizes education and transparency, helping customers maximize discounts while navigating the complexities of risk management. With decades of combined experience, we serve California, Arizona, Washington, and Oregon, specializing in auto, homeowners, earthquake, and commercial insurance.Our commitment to exceptional service has earned us long-term client relationships, as evidenced by testimonials highlighting our responsiveness, expertise, and dedication to client needs. We operate from our San Diego headquarters, serving communities including San Diego, Riverside, Orange County, and Los Angeles, with a focus on local market knowledge and asset protection strategies.
Services
Auto Insurance
Homeowners Insurance
Earthquake Insurance
Business Insurance
Commercial Liability
Details
- Year established: 1996
Highlights and features
- We offer over 25 years of experience in personalized insurance solutions.
- Our team provides 24/7 roadside assistance and emergency support.
- We partner with top-rated carriers to ensure comprehensive coverage options.
- Our local expertise serves communities across four U.S. states.
- We guarantee transparent pricing with no hidden fees.
What people say
Outstanding customer service
Responsive and professional
Honest rate with great service
No hidden fees
Decades of experience
Services
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles, including liability, collision, and uninsured motorist coverage. Our policies protect against accidents, theft, and natural disasters while offering optional add-ons like roadside assistance and rental car reimbursement. With partnerships across top-rated carriers, we ensure competitive rates tailored to individual driving histories and vehicle types.
Homeowners Insurance
Our homeowners insurance policies cover structural damage, personal belongings, and liability risks for single-family homes, condos, and rental properties. We specialize in California-specific risks like wildfires and earthquakes, offering customizable coverage for building code upgrades and high-value items. Policies include additional living expenses during displacement and umbrella liability options.
Earthquake Insurance
We offer standalone earthquake insurance for residential and commercial properties, addressing gaps in standard policies. Coverage includes structural damage, personal property loss, and temporary housing expenses. Our agency provides options through the California Earthquake Authority and private insurers, with deductibles ranging from 2% to 25% to suit different risk tolerances.
Business Insurance
Our business insurance solutions include general liability, property coverage, and workers' compensation for companies across industries. We protect against claims of bodily injury, property damage, and operational disruptions while offering specialized policies for landlords, contractors, and professional services. Umbrella policies provide additional liability limits for enhanced asset protection.
Commercial Liability
We provide comprehensive general liability insurance for businesses, covering legal costs from bodily injury, property damage, and advertising injuries. Policies protect against lawsuits arising from customer accidents, product defects, or defamation claims. Our solutions cater to high-risk sectors like construction and hospitality while offering bundled options with property insurance in business owners' policies.
Questions
What types of insurance does Aaron J. Farmer Insurance Agency offer?
We provide auto, homeowners, earthquake, business, commercial liability, and specialty insurance policies for individuals and businesses across four U.S. states.
Do you offer 24/7 insurance support?
Yes, our agency provides 24/7 roadside assistance and emergency claims support through partnered service providers.
Can I get insurance coverage outside California?
We serve clients in California, Arizona, Washington, and Oregon with customized insurance solutions tailored to regional risks.
How do I file an insurance claim?
Contact our office during business hours or use our online claims portal for after-hours submissions to initiate the claims process.
Do you offer multi-policy discounts?
Yes, we provide bundling discounts for clients who combine auto, home, and business insurance policies with our agency.
