Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in San Diego
Curtis Moring Insurance Agency has served California consumers since 1963, providing tailored insurance solutions for businesses and individuals. As an independent agency, we partner with top-rated carriers to offer competitive rates and comprehensive coverage. Our dedicated team prioritizes client needs, offering personalized service and expert guidance. With over 55 years of experience, we specialize in commercial insurance, including Business Owners Policies, Cyber Liability, and Workers Compensation. Our San Diego-based agency serves clients statewide, combining local expertise with global industry knowledge.We pride ourselves on delivering cost-effective solutions while maintaining a client-centric approach. Our staff acts as a liaison during claims, ensuring seamless support and transparency. By focusing on education and assessment, we help clients choose optimal coverage packages. Our commitment to excellence has earned trust from over 1,000 business clients and 10,000 personal lines clients. We remain dedicated to innovation, adapting to evolving risks like cyber threats and emerging technologies. Our goal is to provide peace of mind through reliable protection and exceptional service.
Services
Business Owners Policy
Cyber Liability
Workers Compensation
Commercial Property
Professional Liability
Details
- Year established: 1963
Highlights and features
- We offer 55+ years of experience in California insurance services.
- Our independent agency provides access to multiple top-rated carriers.
- We provide 24/7 claim support through partner networks.
- Our team tailors insurance solutions for unique business risks.
- We guarantee competitive rates with personalized service.
Services
Business Owners Policy
Our Business Owners Policies combine property, liability, and business interruption coverage into one comprehensive package. Designed for small to mid-sized businesses, this solution protects against common risks like fire, theft, and lawsuits. With customizable options, clients receive tailored protection that aligns with their industry-specific needs while maintaining cost efficiency.
Cyber Liability
Cyber Liability insurance safeguards businesses against data breaches, cyberattacks, and digital risks. This coverage includes legal fees, notification costs, and reputational damage mitigation. As technology evolves, our policies adapt to emerging threats, ensuring clients remain protected in an increasingly digital landscape with proactive risk management strategies.
Workers Compensation
Workers Compensation insurance covers medical expenses and lost wages for employees injured on the job. Mandatory in California, our policies ensure compliance while protecting both employers and employees. We provide guidance on workplace safety and claims management to minimize disruptions and maintain a secure work environment.
Commercial Property
Commercial Property insurance protects physical assets like buildings, equipment, and inventory from damage or loss. Coverage includes natural disasters, vandalism, and business interruption. Our policies are customized to reflect the unique value and risks of each client's property, ensuring comprehensive asset protection.
Professional Liability
Professional Liability insurance covers claims of negligence or mistakes in professional services. Essential for consultants, advisors, and service providers, this policy addresses legal defense costs and settlements. Our coverage adapts to evolving industry standards, providing financial security against service-related disputes.
People
Curtis Moring Jr.
President
Curtis Moring Jr. leads the agency with decades of insurance expertise, focusing on client advocacy and strategic growth. He ensures the agency maintains its commitment to personalized service and innovative solutions while upholding its founding principles of trust and integrity.
Questions
What types of insurance do you specialize in?
We specialize in commercial insurance including Business Owners Policies, Cyber Liability, Workers Compensation, and Professional Liability, along with personal lines coverage across California.
How does being an independent agency benefit me?
As an independent agency, we offer multiple carrier options to find the best rates and coverage tailored to your specific needs rather than representing a single insurer.
How do I file a claim after hours?
Call the 24/7 claims number on your policy documents or visit our Payment & Claim Center page for immediate assistance outside regular business hours.
Do you serve areas outside San Diego?
Yes, we serve clients throughout California, including Chula Vista, El Cajon, La Jolla, La Mesa, and National City.
Can I get a quote online?
Yes, use our Business Quick Quote form or contact us directly at 619-718-7575 for a personalized insurance assessment.
