Business Details
18 Years
experience
Affordable Health Insurance Solutions in Los Angeles
Founded in 2008, Solid Health Insurance has been dedicated to helping individuals, families, and small businesses in Los Angeles find affordable and comprehensive insurance solutions. With over 25 years of combined experience in the insurance industry, our team specializes in health, dental, life, and long-term care insurance, offering personalized guidance to meet unique client needs. We prioritize understanding each client's specific circumstances to recommend tailored plans that align with their financial and healthcare goals. Our commitment to transparency ensures clients receive clear explanations of coverage options, subsidies, and network considerations.By staying updated on evolving insurance regulations and market trends, we provide informed advice to navigate complex insurance landscapes. We emphasize protecting hard-earned assets through strategic insurance planning, including supplemental coverage options like critical illness and accident insurance. Our client-centric approach fosters long-term relationships built on trust, expertise, and a dedication to community service. We actively engage with local organizations such as the Santa Monica Chamber of Commerce and German American Business Association, reinforcing our commitment to the communities we serve.
Services
Health Insurance
Dental Insurance
Life Insurance
Supplemental Insurance
Medicare Plans
Group Insurance
Travel Insurance
Disability Insurance
Long Term Care
HSAs
Details
- Year established: 2008
Highlights and features
- We offer 15+ years of experience in health insurance brokerage and consulting.
- Our team provides personalized insurance comparisons from top carriers like Anthem and Cigna.
- We specialize in navigating Covered California and federal subsidy programs.
- Our consultative approach ensures tailored insurance solutions for unique needs.
- We maintain active community involvement through local business associations.
What people say
Exceptional service
Incredibly knowledgeable
Quick and professional
Saved thousands
Personalized approach
Services
Health Insurance
We help clients navigate individual, family, and group health insurance options through Covered California and private markets. Our expertise includes analyzing metal-tier plans (Platinum to Bronze), network adequacy, and subsidy eligibility. We provide comparative analysis of deductibles, out-of-pocket maximums, and prescription coverage to find cost-effective solutions.
Dental Insurance
We offer dental coverage options from Delta Dental, Ameritas, and other providers for individuals and groups. Our services include evaluating preventive care benefits, major procedure coverage, and network dentist availability to match clients' oral health needs and budget requirements.
Life Insurance
We provide term and permanent life insurance solutions from carriers like Transamerica and Genworth. Our approach assesses clients' financial obligations, family needs, and estate planning goals to recommend appropriate coverage amounts and policy structures.
Supplemental Insurance
We offer critical illness, accident, and hospital indemnity plans to complement primary health insurance. These policies provide cash benefits for specific medical events, helping cover deductibles, lost income, or other expenses not addressed by traditional insurance plans.
Medicare Plans
We specialize in Medicare Advantage, Supplemental (Medigap), and Part D prescription drug plans. Our services include comparing plan benefits, analyzing network restrictions, and explaining coverage changes to help seniors make informed decisions about their healthcare.
People
Barbara G. Kempen
Owner
With an MBA and 25+ years in business management, Barbara founded Solid Health Insurance in 2008. She specializes in personalized insurance solutions and serves on the Santa Monica Chamber of Commerce and German American Business Association.
Nicholas Bartuzik
Licensed Agent
A UC San Diego graduate, Nick brings competitive drive and analytical skills to insurance brokerage. He focuses on helping clients navigate healthcare options while volunteering at community organizations and participating in professional networking groups.
Questions
What insurance options are available for small businesses?
We offer group health, dental, disability, and life insurance plans tailored for small businesses, with expertise in navigating Covered California and federal subsidy programs.
How do I qualify for health insurance subsidies?
Subsidies depend on family size and modified adjusted gross income (MAGI). Individuals earning up to 600% of the Federal Poverty Level may qualify for tax credits or cost-sharing reductions.
Can you help verify if my doctor is in-network?
Yes, we analyze provider networks for all major carriers to ensure your preferred doctors and hospitals are included in recommended plans.
What supplemental insurance options do you offer?
We provide accident insurance ($25.73/month), critical illness coverage ($40–$50/month), and hospital indemnity plans ($67/month) to offset high deductibles and out-of-pocket costs.
Do you assist with Medicare coverage?
Yes, we offer Medicare Advantage, Supplemental, and Part D prescription plans from carriers like United Healthcare, Aetna, and Humana.
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