Business Details
10 Years
experience
Your Trusted Insurance Partner in Pasadena
At Premier Essence Insurance Services, we prioritize building long-term relationships while fulfilling your financial needs. Founded in 2016 by Cindy Wang and Andy Chang, our agency combines over 50 years of collective experience in the financial industry to provide tailored life insurance, annuity planning, and commercial insurance solutions. We focus on understanding individual client needs to design comprehensive financial protection strategies that secure families and businesses. Our team emphasizes personalized service, accessibility, and ethical practices, ensuring clients receive expert guidance through every stage of their financial journey.With a commitment to transparency and client education, we aim to simplify complex insurance products and empower informed decision-making. Our founders bring decades of banking and financial planning expertise from institutions like Bank of America, HSBC, and East West Bank, establishing a foundation of trust and reliability. We specialize in helping clients maintain their lifestyle during retirement and safeguarding businesses against unexpected risks through customized insurance packages.
Services
Life Insurance
Annuity Planning
Commercial Insurance
Business Owner Policy
Workers Compensation
Details
- Year established: 2016
Highlights and features
- We combine over 50 years of financial industry experience to deliver tailored solutions.
- Our founders bring expertise from Bank of America, HSBC, and East West Bank.
- We prioritize personalized financial planning and client education.
- Our agency focuses on long-term relationships over transactional interactions.
- We offer comprehensive commercial insurance packages for business risk management.
Services
Life Insurance
We provide life insurance solutions to protect families financially during retirement transitions. Our policies help maintain lifestyle standards after earned income stops. Clients benefit from personalized coverage assessments and expert guidance through policy selection.
Annuity Planning
Our annuity planning services create sustainable income streams for retirement. We help clients select appropriate vehicles to support long-term spending needs. The process includes evaluating risk tolerance and financial goals to recommend suitable annuity products.
Commercial Insurance
We offer comprehensive commercial insurance packages including business owner policies and workers compensation. These solutions protect against unexpected events that could disrupt operations. Our approach focuses on identifying specific business risks to create tailored coverage plans.
People
Cindy Wang
Co-Founder
With 20+ years in banking and financial services, Cindy specializes in client relationship management. She transitioned from HSBC Bank in 2016 to co-found Premier Essence, focusing on personalized financial planning.
Andy Chang
Co-Founder
Andy brings 25+ years of financial industry experience, including roles at East West Bank and HSBC. He focuses on building trust through reliable service and specializes in business insurance solutions.
Questions
What insurance services does Premier Essence offer?
We specialize in life insurance, annuity planning, commercial insurance, business owner policies, and workers compensation coverage.
How does Premier Essence approach financial planning?
We focus on understanding individual client needs to create customized protection strategies for retirement and business risk management.
What experience do your advisors have?
Our founders have over 50 years combined experience from major financial institutions like HSBC and East West Bank.
Do you serve businesses outside Pasadena?
Yes, we work with clients in Irvine, Arcadia, Rowland Heights, and surrounding California areas.
