Business Details
20 Years
experience
Your Trusted Insurance Partner in Pasadena
CHM Insurance Services operates as a multi-cultural health insurance agency dedicated to delivering personalized service and value to ethnically diverse families, seniors, and small to mid-size businesses. Our approach mirrors that of a personal Health Insurance Doctor, diagnosing coverage gaps and recommending custom benefit solutions tailored to individual needs. We prioritize understanding clients' complete insurance requirements to design responsible protection programs that align with their unique circumstances.With expertise in budget-focused, accessible, and value-driven insurance solutions, we have expanded our services across 17 states while maintaining a strong commitment to community education and advocacy. Our team of trained agents emphasizes cost-saving strategies, personalized guidance, and long-term client relationships, ensuring peace of mind through comprehensive coverage and support from enrollment to ongoing service.
Services
Individual Health Insurance
Medicare Advantage Plans
Employer Group Health
Dental Insurance
Small Business Insurance
Details
- Year established: 2006
Highlights and features
- We provide personalized insurance solutions tailored to your unique needs
- Our agents are trained to maximize discounts and reduce your costs
- 27 years of experience serving diverse families and businesses
- Certified experts in Covered California health insurance programs
- Comprehensive approach covering health, dental, Medicare, and business insurance
Associations and certifications
- Covered California
Services
Individual Health Insurance
We offer customized health insurance plans for individuals and families. Our solutions cover preventive care, emergencies, and long-term illnesses while focusing on affordability. Our agents help clients navigate Marketplace options and secure cost-effective coverage that adapts to their specific medical needs.
Medicare Advantage Plans
Our Medicare solutions include Advantage plans with prescription drug coverage and comprehensive medical services. We educate clients about their options and help select plans that align with their healthcare requirements. Our expertise ensures seniors receive optimal coverage during enrollment periods.
Employer Group Health
We design tailored health insurance solutions for small to mid-size businesses. Our approach considers each company's unique needs to provide comprehensive employee coverage. Services include benefit review, cost analysis, and enrollment assistance across multiple states.
Dental Insurance
We offer dental coverage options that protect oral health through preventive and restorative care. Our plans help clients manage routine checkups and unexpected dental expenses. We explain different coverage levels to help clients choose appropriate protection.
Small Business Insurance
Our business insurance solutions include property, liability, and workers' compensation coverage. We help protect companies from financial risks through customized packages. Services extend to specialized policies like errors and omissions insurance for professional service providers.
People
Martha Gonzales
President
Martha founded CHM Insurance Services in 2006 after establishing a healthcare consulting company. With 27 years of experience, she specializes in connecting clients with insurance solutions that match their budget and needs. She serves on the Case Management Society of America board and educates communities about Medicare options.
Questions
What types of insurance do you offer?
We provide individual health, Medicare, dental, and small business insurance solutions tailored to your specific needs.
How can you help reduce insurance costs?
Our trained agents identify applicable discounts and recommend cost-effective plans that match your coverage requirements.
Are you licensed in multiple states?
Yes, we operate across 17 states with expertise in Covered California programs and other regional insurance markets.
Do you assist with insurance enrollment?
We provide complete support from benefit review through final enrollment in your chosen insurance plan.
How do you personalize insurance solutions?
We analyze your complete insurance needs and recommend customized protection programs based on your individual circumstances.
