Business Details
7 Years
experience
Trusted Mortgage Services in Denver & Austin
At Blue Arrow Lending, we are deeply committed to empowering homeownership through expert guidance, personalized service, and access to a wide range of loan programs. Founded to serve community heroes like first responders, military members, and healthcare professionals, we leverage our expertise in VA, USDA, FHA, and conventional loans to make homeownership accessible and affordable. With a team of seasoned loan officers and a network of trusted lenders, we prioritize transparency, financial education, and streamlined processes to ensure our clients achieve their goals. Our dedication to exceptional customer service and local market knowledge has solidified our reputation as a reliable partner in the mortgage industry. 
Services
VA Loans
USDA Loans
Conventional Loans
Fix and Flip Loans
FHA Construction Loans
Buy Before You Sell
DSCR Loans
Renovation Loans
Details
- Year established: 2019
Highlights and features
- We offer many different loan program types.
- We provide a streamlined loan process.
- We have access to multiple lender partners.
- We provide lower fees than traditional lenders.
- Our team are local experts in your community.
What people say
Exceeded expectations
Stress-free process
Knowledgeable team
Responsive and helpful
Tailored loan options
Services
VA Loans
VA loans are government-backed mortgages designed for veterans, active-duty service members, and eligible spouses. These loans offer competitive interest rates, no down payment requirements, and no private mortgage insurance. Our team specializes in guiding clients through VA loan eligibility, documentation, and closing to ensure a seamless experience for those who serve our country.
USDA Loans
USDA loans provide financing for low-to-moderate-income borrowers in eligible rural areas. These loans feature zero down payment options and favorable terms. We help clients navigate property eligibility, income limits, and application processes to secure affordable homeownership opportunities in qualifying regions.
Conventional Loans
Conventional loans are non-government-backed mortgages ideal for borrowers with strong credit and stable income. They offer flexible down payment options, fixed or adjustable rates, and competitive pricing. Our experts assist clients in selecting loan terms tailored to their financial goals and property needs.
Fix and Flip Loans
Fix and flip loans finance property acquisition and renovations for real estate investors. These short-term loans cover purchase costs and rehab expenses, enabling investors to profit from property upgrades. We provide fast approvals and flexible terms to support profitable real estate ventures.
FHA Loans
FHA loans cater to first-time homebuyers with lower credit scores and minimal down payments. Backed by the Federal Housing Administration, these loans require 3.5% down and offer lenient qualification criteria. We help clients meet FHA standards and achieve homeownership with personalized support.
People
Jenn Moretti
Owner/Originator
Jenn Moretti (NMLS #573143) is a seasoned mortgage professional with expertise in VA, USDA, and FHA loans. Dedicated to financial education, she empowers clients to make informed decisions and navigate complex mortgage processes with confidence.
Elizabeth Aldape
Originator
Elizabeth Aldape (NMLS #1711974) specializes in conventional and investment property loans. With a focus on personalized service, she helps clients achieve diverse homeownership goals, from first-time purchases to portfolio expansion.
Jeff Wittkop
Originator
Jeff Wittkop (NMLS #2264057) brings extensive experience in mortgage lending, offering tailored solutions for primary residences, refinancing, and unique loan programs. His commitment to client satisfaction ensures a stress-free mortgage journey.
Callie Hannah
Operations Team Lead
Callie Hannah (NMLS #1068823) oversees loan operations with a focus on efficiency and client support. Her leadership ensures seamless processing and timely closings, enhancing the overall customer experience.
Questions
What types of mortgage loans do you offer?
We offer VA, USDA, FHA, conventional, fix-and-flip, DSCR, and renovation loans to meet diverse client needs.
Can I qualify for a loan with a low credit score?
Yes, we offer FHA loans for borrowers with scores as low as 580 and conventional options starting at 620.
Do you offer 100% financing options?
Yes, USDA and VA loans allow for zero down payments for eligible borrowers.
How fast can I get approved for a mortgage?
Approval typically takes 21-30 days, with pre-approvals available within 24 hours for qualifying applicants.
Are there closing cost assistance programs available?
Yes, the Valor Program offers up to $1,500 in closing cost credits for eligible first responders and military members.
Can I use a mortgage to flip a property?
Yes, our fix-and-flip loans finance property acquisition and renovation costs for investment properties.
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