Business Details
Independent Insurance Solutions in Huntington Beach
At Probity Commercial Insurance Inv, we operate as an independent insurance agency dedicated to providing tailored coverage solutions for businesses and individuals. Our nationwide licensing allows us to serve clients across all states while maintaining a strong local presence in Huntington Beach, California. We assign dedicated teams to each client to ensure comprehensive support and cost-effective insurance strategies. Our expertise spans commercial policies including Business Owners Policies, Employee Benefits, and liability coverage, alongside personal insurance products for California residents.With a focus on education and personalized service, we help clients navigate complex insurance landscapes to find optimal protection. Our commitment to community extends through our efforts to inform local businesses about risk management and coverage options. By partnering with top-rated carriers, we deliver customized packages addressing property, liability, and operational continuity needs for diverse industries.
Services
Business Owners Policy
Employee Benefits
Commercial Auto
General Liability
Professional Liability
Group Health Insurance
Group Life Insurance
Workers Compensation
Commercial Property
Cyber Liability
Highlights and features
- We offer independent agency access to multiple top-rated insurance carriers
- Our dedicated client teams provide personalized insurance solutions
- We serve businesses nationwide with local California expertise
- Our agents help clients reduce insurance costs through tailored comparisons
- We maintain specialized knowledge across commercial and personal insurance lines
Services
Business Owners Policy
Our Business Owners Policies combine property, liability, and business interruption coverage into customized packages for small to medium businesses. We evaluate industry-specific risks to create comprehensive protection plans that address building contents, operational liabilities, and income loss scenarios while allowing additional endorsements for equipment breakdown and signage coverage.
Employee Benefits
We design employee benefits packages including group health, dental, vision, and life insurance plans. Our specialists help businesses navigate complex regulations and rising healthcare costs to create competitive benefit programs that maximize employee value while maintaining cost efficiency through strategic carrier partnerships and plan configurations.
Commercial Auto
Our commercial auto insurance provides liability and physical damage coverage for business vehicles beyond personal policy limits. We offer tailored solutions for fleets, heavy equipment transport, and corporate-owned vehicles, including specialized coverage for named drivers, cargo transport, and business-related usage scenarios requiring higher liability limits.
General Liability
We provide comprehensive general liability coverage protecting businesses from third-party claims of bodily injury, property damage, and associated legal costs. Our policies address site-specific risks and industry exposures while offering customizable limits and additional coverages for legal defense costs and specialized liability scenarios.
Professional Liability
Our professional liability insurance safeguards service-based businesses and consultants against claims of negligence or professional mistakes. We offer tailored coverage for insurance agents, legal professionals, medical practitioners, and consultants that includes defense cost reimbursement and financial protection against judgment awards related to service-related errors.
People
Charles Vandalia
Chief Executive Officer
Charles Vandalia leads our agency with extensive insurance industry experience, focusing on strategic growth and client satisfaction. He oversees carrier partnerships and ensures our team maintains the highest service standards while delivering innovative insurance solutions to businesses across multiple sectors.
Tina Vandalia
Chief Financial Officer
Tina Vandalia manages financial operations with deep expertise in insurance accounting and risk management. She ensures fiscal responsibility while supporting our commitment to affordable coverage options, working closely with clients to optimize insurance spending without compromising protection quality.
Renee Lovio
Customer Service Representative
Renee Lovio serves as our primary client contact, bringing over a decade of insurance support experience. She coordinates policy administration and claims assistance while maintaining personalized communication with policyholders to ensure timely responses and resolution of coverage inquiries.
Questions
What makes Probity an independent insurance agency?
As an independent agency, we partner with multiple top-rated carriers rather than representing a single company. This allows us to objectively compare options and recommend customized insurance solutions that best meet each client's specific needs and budget.
What commercial insurance services do you offer?
We provide Business Owners Policies, general liability, professional liability, commercial auto, workers compensation, employee benefits, and specialty coverage for contractors, medical spas, and other industries through our network of top-rated insurance carriers.
Do you serve businesses outside California?
While our main office operates in Huntington Beach, California, we hold licenses in all U.S. states. This enables us to provide insurance services to businesses nationwide while maintaining our commitment to personalized client support.
How can you help reduce insurance costs?
Our independent status allows comparison shopping across multiple carriers to find competitive pricing. Our experienced agents analyze each business's unique risks to create cost-effective coverage packages without compromising necessary protections for California businesses.
What personal insurance options are available?
We offer ATV, auto, collector car, condo, flood, homeowners, and specialty insurance products for California residents. Our personal lines also include individual dental, health, and life insurance policies tailored to personal protection needs.
