Business Details
21 Years
experience
Your Trusted Insurance Partner in Huntington Beach, CA
Founded in 2005 by Erica Selvaggio Ferrari, our agency has built a reputation for delivering personalized insurance solutions tailored to the unique needs of small businesses. We specialize in bridging the gap between complex insurance requirements and practical, cost-effective coverage, ensuring clients receive dedicated support from a single point of contact. Our approach prioritizes active listening, transparent communication, and long-term relationship-building to protect growing businesses and enhance employee well-being.With deep expertise in healthcare reform and compliance, we serve as a trusted partner for companies ranging from one-person startups to organizations with over 100 employees. Our commitment to excellence has fostered lasting client loyalty and organic growth through referrals, reflecting our core belief that every client becomes part of our extended family.
Services
Employee Benefits
Life Insurance
Long Term Care
Disability Insurance
Medicare Planning
Details
- Year established: 2005
Highlights and features
- We provide personalized insurance solutions with a single point of contact for all your needs
- Our team has 18 years of specialized experience in small business insurance planning
- We offer compliance services aligned with evolving healthcare regulations
- Our consultative approach focuses on long-term relationship building and proactive planning
- We maintain partnerships with top-tier insurance carriers to secure competitive coverage options
Associations and certifications
- Covered California Broker
- California License #OE81074
What people say
Personalized service
Professional expertise
Quick response times
Honest recommendations
Long-term partnership
Services
Employee Benefits
We design comprehensive employee benefits packages that attract top talent while maintaining cost efficiency. Our solutions include group health insurance, dental coverage, disability protection, and voluntary benefits programs. By analyzing each business's unique needs, we create customized plans that balance employer affordability with employee satisfaction, helping companies comply with regulations while fostering workforce loyalty through competitive benefit offerings.
Life Insurance
Our life insurance solutions provide financial security for families and business partners. We offer term insurance for temporary needs and permanent policies for long-term protection. Whether covering a mortgage, funding a business succession plan, or securing dependents' futures, we help clients understand policy options and select appropriate coverage amounts to protect their financial legacy against unexpected events.
Long Term Care
We develop long-term care insurance strategies that preserve independence and family relationships. Our plans address future care needs through home healthcare coverage, facility care options, and hybrid policies combining life insurance with care benefits. By planning proactively, we help clients protect assets from catastrophic care costs while maintaining quality of life during later years through professionally managed care solutions.
Medicare Planning
We guide clients through Medicare enrollment and supplemental coverage options. Our expertise includes Advantage Plans, Prescription Drug Plans, and Medigap policies that fill coverage gaps. We provide personalized comparisons of plan benefits, network providers, and cost structures to help seniors navigate complex healthcare choices while optimizing coverage for prescription medications and specialist care needs.
Disability Insurance
We offer disability insurance solutions that protect earning potential during unexpected health events. Our individual and group policies replace a portion of income when work absence occurs due to illness or injury. We help businesses implement cost-effective plans that support employee retention while ensuring policyholders maintain financial stability through short-term and long-term disability coverage options tailored to occupation-specific risks.
People
Erica Selvaggio Ferrari
Founder & Licensed Agent
With 18 years of insurance expertise, Erica specializes in small business solutions after studying business with HR emphasis at University of the Pacific. Her career spans retail management and HR roles that shaped her understanding of workplace benefits. She combines technical knowledge with personalized service to help businesses navigate complex insurance decisions.
Questions
What types of businesses do you specialize in?
We focus on small businesses ranging from single employees to companies with 100+ staff, providing tailored insurance solutions that scale with growth while maintaining cost-effectiveness.
How does your consultation process work?
We begin by understanding your specific needs through detailed discussions, then match you with appropriate coverage options while explaining policy details in clear, non-technical language.
Do you offer Medicare plan comparisons?
Yes, we provide comprehensive Medicare Advantage, Supplement, and Prescription Drug Plan comparisons to help seniors choose optimal coverage based on individual healthcare needs.
Can you help with healthcare reform compliance?
Our services include guidance on ACA requirements and small business compliance strategies to ensure your benefits packages meet current regulatory standards.
What sets you apart from other agencies?
We provide dedicated one-on-one service with a single point of contact, combining personalized attention with extensive carrier partnerships to find your best coverage options.
How are after-hours inquiries handled?
While our regular hours follow standard business operations, we prioritize urgent client needs through prompt follow-up communication during business hours.
