Business Details
50+ Years
experience
Your Trusted Financial Partner in Spokane, WA
Founded in 1934 during the Great Depression, Spokane Firefighter's Credit Union was established by Spokane Firefighters to create a trusted financial cooperative for first responders and their families. As a member-owned institution, we prioritize personalized service, competitive rates, and community-focused financial solutions while maintaining technological innovation. Our closed membership ensures dedicated support for firefighters and their households, fostering long-term relationships as members' primary financial partner.We emphasize transparency through low fees, reward programs, and tiered benefits that grow with members' engagement. With physical locations and digital tools, we combine in-person expertise with modern convenience to meet evolving financial needs.
Services
Checking Accounts
Savings Accounts
Home Loans
HELOC
Auto Loans
Credit Cards
Personal Loans
Mobile Banking
Loan Refinancing
Financial Planning
Details
- Year established: 1934
Highlights and features
- We are a member-owned cooperative exclusively serving firefighters and their families since 1934
- Our tiered rewards program offers loan rebates, certificate bonuses, and free services based on account activity
- We combine personalized in-branch service with modern digital banking tools and mobile wallet integration
- Competitive loan rates and savings yields are available without hidden fees or excessive charges
- Our closed membership ensures specialized financial expertise tailored to first responders' needs
Services
Checking Accounts
We offer multiple checking account options with no monthly maintenance fees, free mobile banking, and access to a nationwide ATM network. Members earn reward points based on account activity and balances. Our accounts include free online bill pay, e-statements, and overdraft protection options.
Home Loans
Our home loan programs feature competitive fixed and adjustable rates with personalized underwriting. Members receive interest rebates for timely payments and qualify for reward points toward certificate bonuses. We offer conventional mortgages, refinancing, and specialized programs for first-time homebuyers.
HELOC
Home Equity Lines of Credit provide flexible borrowing with tiered interest rates based on creditworthiness. Members earn reward points for maintaining balances and receive interest rebates when qualifying for our Platinum or Gold tiers. Funds can be used for home improvements, debt consolidation, or emergency expenses.
Auto Loans
We offer new and used auto loans with low APRs and no prepayment penalties. Members earn reward points for loan balances and qualify for interest rebates with timely payments. Our financing covers cars, motorcycles, boats, and recreational vehicles with flexible term options.
Credit Cards
Our credit card programs feature cashback rewards, fraud protection, and no annual fees. Members earn reward points for purchases that can be redeemed for merchandise or statement credits. We offer secured and unsecured options with competitive APRs based on credit history.
People
Gayle Furness
CEO
Gayle Furness leads Spokane Firefighter's Credit Union with over 25 years of financial services experience, focusing on member-centric growth and operational excellence.
Will Logan
VP of Lending
Will Logan oversees lending operations with NMLS #771663 certification, specializing in mortgage and consumer loan programs tailored to firefighters' financial needs.
Questions
Who can join Spokane Firefighters Credit Union?
Membership is limited to active and retired firefighters, their families, and household members residing in Spokane, WA.
What loan products do you offer?
We provide home loans, HELOCs, auto loans, personal loans, and credit cards with competitive rates and member rewards.
How does the Member Rewards Program work?
Earn points for account activity, balances, and loan payments that qualify for cashback rebates, certificate bonuses, and merchandise.
Are there fees for online banking services?
Our online banking, mobile app, and bill pay services have no monthly fees for all account holders.
