Business Details
50+ Years
experience
Your Trusted Financial Partner in Spokane, WA
Safeway Federal Credit Union has been dedicated to serving members since its founding in 1909. As a not-for-profit financial institution, our primary mission is to provide value-driven services that prioritize member needs over profit generation. We offer competitive financial products including savings accounts, checking accounts, certificates of deposit, and various loan options while maintaining a commitment to community service. Our member-owned structure ensures decisions are made with the best interests of our members in mind, guided by a volunteer board of directors.With a focus on capital growth and exceptional service, we serve current and former employees of Safeway, Albertsons, Yokes, and their families. Our Spokane-based operations provide personalized financial solutions through convenient banking hours and digital tools for account management. We maintain transparency in operations while fostering a work environment that motivates our team to deliver superior service. Our eligibility criteria ensure we serve those connected to our founding organizations while maintaining accessibility for qualifying applicants.
Services
Savings Accounts
Checking Accounts
Certificates of Deposit
Auto Loans
RV Loans
Boat Loans
Credit Cards
IRAs
Online Banking
Scholarship Programs
Details
- Year established: 1909
Highlights and features
- We are a member-owned financial cooperative focused on your financial success
- We offer competitive APRs on loans including 4.49% auto and 7.5% RV/boat financing
- We provide personalized service through local Spokane-based operations
- We maintain a volunteer board of directors representing member interests
- We offer digital banking tools for 24/7 account management convenience
Services
Savings Accounts
Our savings accounts provide secure money management solutions with competitive interest rates. Designed for short-term savings goals and emergency funds, these accounts offer easy access to your money while helping build financial stability. Members benefit from our not-for-profit structure through better returns compared to traditional banks.
Auto Loans
We offer auto loans starting at 4.49% APR for qualified members. Our financing options cover new and used vehicle purchases with flexible terms up to 96 months. As a member-owned institution, we provide personalized loan solutions that prioritize your financial well-being over profit margins.
RV & Boat Loans
Our RV and boat loans start at 7.50% APR with terms up to 96 months. Designed for recreational vehicle financing, these loans help members purchase travel trailers, motorhomes, boats, and watercraft. We offer specialized financing that understands the unique needs of recreational vehicle ownership.
IRAs
We provide various Individual Retirement Account options including Traditional, Roth, and Educational IRAs. These tax-advantaged accounts help members plan for long-term financial security with professional guidance on retirement savings strategies tailored to individual needs.
Online Banking
Our online banking platform enables 24/7 account management with features like balance checks, check deposits, fund transfers, and bill payments. The user-friendly interface provides secure access to financial tools that simplify money management from any internet-connected device.
Questions
Who is eligible to join Safeway Federal Credit Union?
Current employees of Safeway, Albertsons, and Yokes, their family members, and retired Safeway employees qualify for membership. Family includes spouses, children, parents, and grandparents.
What loan products do you offer?
We offer auto, boat, RV, motorcycle, home, and personal loans with competitive APRs. Our loan department provides specialized financing options for various borrowing needs.
Do you offer online banking services?
Yes, our online banking platform allows 24/7 account access for balance checks, check deposits, fund transfers, and bill payments through a secure digital interface.
What are your current loan rates?
Auto loans start at 4.49% APR, RV/boat loans at 7.50% APR, and motorcycle loans at 8.50% APR with terms up to 96 months for qualified members.
How does being a credit union benefit members?
As a not-for-profit cooperative, we return earnings to members through better rates, lower fees, and improved financial services compared to traditional banks.
What are your branch hours?
Our Spokane branch is open Monday-Friday 8:00 AM-5:00 PM for lobby service and 8:00 AM-5:30 PM for drive-up transactions.
