Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner Since 1946
Since 1946, Kosich Family Insurance Services has maintained a tradition of excellence while expanding to serve clients nationwide. As a family-owned and operated agency, we prioritize personalized service, ensuring every client receives dedicated attention. Our team partners with over 75 insurance companies to provide diverse coverage options tailored to individual needs. We emphasize client education, transparent communication, and comprehensive protection across personal and business insurance sectors.With decades of combined experience, our advisors deliver expert guidance, advocating for clients during claims and policy adjustments. Our commitment to continuous improvement ensures efficient processes and up-to-date industry knowledge. Recognized for reliability and ethical practices, we focus on building long-term relationships rooted in trust and accountability.
Services
Home Insurance
Auto Insurance
Life Insurance
Health Insurance
Watercraft Insurance
Commercial Property Insurance
Farm Insurance
General Liability Insurance
Business Owners Insurance
Inland Marine Insurance
Details
- Year established: 1946
Highlights and features
- We offer over 75 insurance carrier options for customized coverage
- Our team provides 24/7 client support and claims assistance
- Family-owned agency with 70+ years of industry experience
- We prioritize client education and transparent policy explanations
- Dedicated advisors advocate for clients during claims processes
What people say
Personalized service
Knowledgeable team
Satisfaction with solutions
Easy to switch
Trusted advisors
Services
Home Insurance
Protects residential properties against damage from fire, weather events, and liability claims. Policies include replacement cost coverage, personal property protection, and additional living expenses during repairs. We ensure compliance with building codes and address unique risks like trampolines or secondary homes. Our advisors help clients navigate flood insurance and valuable possessions scheduling for comprehensive protection.
Auto Insurance
Covers vehicle damage, liability, and medical expenses for drivers. Policies include bodily injury liability, uninsured motorist coverage, and physical damage protection. We offer rental reimbursement and specialized coverage for classic cars. Our team helps clients understand state requirements and select appropriate coverage limits to protect assets against accidents and theft.
Life Insurance
Provides financial protection for dependents through term, whole, and universal life policies. Coverage options address mortgage payments, funeral costs, and income replacement. We assist clients in selecting policies that align with retirement plans and business continuity needs. Our advisors explain premium structures and help determine appropriate coverage amounts based on individual circumstances.
Commercial Property Insurance
Protects business properties against fire, theft, and natural disasters. Coverage includes building structures, equipment, and inventory. Policies address business interruption losses and code compliance during rebuilding. We help businesses assess risks related to debris removal, weather damage during reconstruction, and coverage gaps for seasonal inventory fluctuations.
Farm Insurance
Comprehensive protection for farm properties combining home and business needs. Policies cover equipment breakdowns, crop storage risks, and liability from farm products. We offer specialized endorsements for ATVs, pollution risks, and seasonal harvest coverage. Our advisors help farmers navigate unique exposures like foreign object ingestion in machinery and environmental liabilities.
Questions
What types of insurance do you offer?
We provide home, auto, life, health, watercraft, and business insurance including specialized coverage for farms, breweries, and technology firms.
How do you help clients choose coverage?
Our independent agents analyze your specific risks and budget to recommend customized solutions from 75+ insurance carriers.
Are you available for emergencies?
Yes, our 24/7 client center provides support for claims and policy adjustments at any time.
Do you serve businesses outside California?
While we have offices in California, we offer coverage solutions to clients in nearly every U.S. state.
How do you handle policy education?
We explain coverage details clearly, ensuring you understand policy terms, exclusions, and claims processes.
What makes you different from other agencies?
As a family-owned agency since 1946, we combine decades of experience with personalized service and access to multiple carriers.
