Business Details
18 Years
experience
Comprehensive Insurance Solutions for Businesses & Individuals
BRNC Insurance Services is an independent life and health insurance brokerage dedicated to delivering tailored coverage solutions for businesses and individuals. Established in Southern California, we have served clients nationwide since 2008, leveraging our industry expertise to curate products that align perfectly with client needs rather than our own. Our founder, Bijan Noori, brings specialized knowledge in life and health insurance with a focus on succession planning, multi-generational wealth protection, and tax-efficient strategies. We maintain a rigorous quality standard, ensuring only the most reliable and effective products are offered. Our client-centric approach emphasizes transparency, personalized service, and comprehensive analysis of business and individual requirements.By prioritizing client objectives over proprietary interests, we build trust through informed recommendations and no-pressure consultations. Our experience extends to disability insurance, long-term care, and innovative solutions like life settlements and irrevocable trusts. We pride ourselves on simplifying complex insurance needs through clear communication and strategic planning. With decades of combined industry experience, our team remains committed to evolving with client needs while upholding the highest standards of professionalism. Our nationwide reach ensures accessibility without compromising the personalized attention clients deserve.
Services
Group Benefits
Disability Insurance
Life Settlements
Irrevocable Trusts
1035 Exchanges
Medical Insurance
Long-Term Care
Individual Policies
Details
- Year established: 2008
Highlights and features
- We offer independent brokerage access to diverse insurance products
- Our process includes rigorous quality standards for all recommended products
- Founder Bijan Noori brings specialized expertise in life and health insurance planning
- No-pressure consultations tailored to client-specific financial objectives
- Nationwide service with a focus on personalized insurance strategies
What people say
Knowledgeable, professional, prepared
Variety of options
No pressure to commit
Financial future expertise
Comfortable process
Services
Group Benefits
We design customized group insurance packages for businesses, including health, disability, and life coverage options that meet organizational needs while prioritizing employee welfare. Our approach combines market access with careful product vetting to ensure cost-effective, comprehensive solutions. This service helps employers attract talent through competitive benefits without compromising quality standards.
Life Settlements
Our life settlement solutions help policyholders explore options to monetize existing life insurance policies through third-party sales. We provide thorough analysis of current policy values, market opportunities, and tax implications. This service offers alternatives to policy lapse or surrender while maintaining client control throughout the evaluation process for irrevocable life insurance trusts.
Disability Insurance
We specialize in disability coverage solutions that protect personal and business income streams during unexpected health challenges. Our offerings include both individual policies and employer-sponsored programs tailored to specific risk profiles. This service addresses both short-term and long-term disability scenarios while maintaining flexibility to adapt to changing financial circumstances and tax considerations.
Irrevocable Trusts
Our irrevocable life insurance trust services help clients establish legal structures for estate tax optimization and asset preservation. We provide technical guidance on policy ownership transfers while maintaining death benefit accessibility. This service supports multi-generational wealth planning through strategic tax-advantaged arrangements that protect policy proceeds from creditors and estate taxation.
1035 Exchanges
We facilitate 1035 exchange transactions to help clients upgrade life insurance policies without triggering tax consequences. Our expertise includes analyzing existing policy performance, identifying replacement options, and navigating IRS requirements. This service enables policyholders to adapt coverage to evolving needs while maintaining tax-deferred growth benefits and preserving policy continuity.
People
Bijan Noori
Founder
Insurance expert specializing in life and health solutions with over 15 years of experience in risk management, succession planning, and multi-generational wealth protection strategies.
Questions
What insurance products do you specialize in?
We specialize in life, health, disability, and long-term care insurance with expertise in complex solutions like life settlements and irrevocable trusts.
Are you affiliated with specific insurance companies?
As independent brokers, we work with multiple providers to find best-fit solutions rather than promoting specific carrier products.
Do you serve clients outside California?
We work with clients nationwide through virtual consultations while maintaining our Southern California-based operations since 2008.
How do you approach client consultations?
Our process starts with understanding client objectives through detailed analysis followed by presenting transparent options without pressure to make immediate decisions.
