Business Details
40 Years
experience
Agribusiness Insurance Experts Since 1986
Western Growers Insurance Services has been serving the agriculture and food industries for over 60 years, offering expertise that no other broker can match. We provide full-service risk mitigation and management solutions for over 2,300 Ag Industry members, delivering one-stop access to insurance products, guidance, and resources. Our team helps clients identify and mitigate risks, implement competitive benefits programs, and navigate the evolving insurance market. As a member-owned organization, we leverage combined resources to reinvest premiums and manage risk cost-effectively. With offices in California and Arizona, our dedicated team maintains a personalized hometown touch while addressing industry-specific needs.We specialize in agribusiness and food solutions, including contaminated product recall, workers' compensation, and cyber risk management. Our GROW Process ensures tailored risk strategies through data-driven analysis and partnership with client teams. We also fund Western Growers Association efforts through commission dollars, demonstrating unmatched industry commitment. Our history dates back to 1957, establishing us as a leading agribusiness insurer with a tradition of innovation. Today, we continue evolving to meet the demands of a changing marketplace while maintaining our core values of trust and expertise.
Services
Agribusiness Insurance
Workers' Compensation
Health Insurance
Management Liability
Cyber Solutions
Product Recall Coverage
Risk Strategy
Crop Insurance
Safety Training
Claims Management
Details
- Year established: 1986
Highlights and features
- We offer 60+ years of agribusiness insurance expertise with industry-specific solutions
- Our member-owned structure reinvests premiums to reduce client risk costs
- We provide comprehensive coverage including cyber protection and product recall programs
- Our GROW Process delivers data-driven, customized risk management strategies
- Commission dollars fund Western Growers Association's industry support initiatives
Services
Agribusiness Insurance
Our Agribusiness Insurance solutions protect agricultural operations with customized coverage for premises, products, and completed operations. We address industry-specific risks like crop storage, grain elevator operations, and agronomy through multi-line policies. Our expertise spans 60+ years of serving farmers, ranchers, and food producers with alternative risk funding options and nationwide coverage.
Workers' Compensation
Our Workers' Compensation program combines 30+ years of ag industry expertise with proactive safety measures. We offer bilingual on-site training, claims management, and loss trend analysis to reduce incidents. Our approach focuses on preventing injuries while providing comprehensive coverage for medical treatment, wage replacement, and asset protection during workplace accidents.
Cyber Solutions
Our Cyber Solutions address rising threats like ransomware and network interruptions in the fresh produce industry. We provide risk assessment, prevention strategies, and incident response planning tailored to agricultural businesses. Case studies demonstrate our effectiveness in helping clients recover from cyber-attacks while implementing protective measures for future threats.
Product Recall Coverage
Our Contaminated Product Recall program offers comprehensive protection against financial losses from product contamination events. We provide prevention strategies, recall management support, and global market-backed solutions specifically designed for agricultural and food industry needs. Our proprietary approach helps businesses quantify exposures and implement mitigation plans.
Health Insurance
We offer ACA-compliant health benefit plans tailored to agricultural employers' diverse needs. Our solutions include HMO, PPO, and high-deductible plans with flexible options for seasonal workers. Additional offerings feature wellness programs, flexible spending accounts, and exclusive provider networks in California and Arizona to control healthcare costs for employers and employees.
Questions
What industries do you specialize in?
We specialize in agricultural and food industry insurance, covering operations like crop production, ranching, food processing, and agribusiness supply chains.
How do you help reduce insurance costs?
Our member-owned structure reinvests premiums, and we use data-driven risk analysis to implement loss control plans that lower claims frequency and severity.
Do you offer multi-state coverage?
Yes, we provide insurance solutions across all 50 states with specialized programs tailored to regional agricultural requirements.
What risk management tools do you provide?
We offer the GROW Process including risk assessment, data analysis, loss control planning, and ongoing implementation support for comprehensive risk mitigation.
How do you support workplace safety?
We provide bilingual on-site safety training, claims fraud detection, and customized safety programs to reduce workplace incidents in agricultural operations.
