Business Details
50+ Years
experience
Your Trusted Insurance Partner in Springfield, MO
At Kyle Insurance Services, we have dedicated six decades to providing comprehensive insurance solutions tailored to meet individual needs. Founded in 1964 by Jack Kyle, our agency has evolved into a trusted family-run business serving Springfield, Missouri, and surrounding areas. With expertise in Medicare Advantage and Supplement plans, dental insurance, life insurance, and long-term care policies, we prioritize personalized service and client education. Our team, including Rick, Kent, and Adam Kyle, combines generational experience with a commitment to navigating complex insurance options on behalf of our clients.We specialize in simplifying Medicare enrollment, offering hospital indemnity policies, and providing annuity solutions while maintaining transparency in all our offerings. Our approach emphasizes convenience through in-home consultations, office visits, and virtual appointments. By partnering with multiple insurance providers, we ensure clients access competitive rates and customized coverage without hidden fees. Our reputation for reliability and community-focused service remains central to our mission of empowering clients with informed insurance decisions.
Services
Medicare Advantage Plans
Medicare Supplement Plans
Dental Insurance
Hospital Indemnity Policy
Life Insurance
Health Insurance
Annuities
Long-term Care Insurance
Home Health Care Insurance
Prescription Drug Plans
Details
- Year established: 1964
Highlights and features
- We offer 60 years of combined insurance expertise in Springfield, Missouri.
- Our family-owned agency provides personalized Medicare Advantage and Supplement plan guidance.
- We partner with multiple insurers to ensure competitive rates and diverse options.
- Our team offers in-home, office, and virtual consultations for client convenience.
- We specialize in simplifying complex insurance enrollment processes for seniors.
Services
Medicare Advantage Plans
Medicare Advantage plans provide comprehensive coverage through private insurers while maintaining original Medicare benefits. These Part C plans include prescription drug coverage, dental, vision, and gym memberships in many cases. Our agency helps clients compare plans with low or no additional premiums to find cost-effective solutions.
Medicare Supplement Plans
Traditional Medicare supplements cover out-of-pocket costs not paid by original Medicare. We offer guaranteed-issue plans during eligibility periods and facilitate company changes at annual renewals. Our service includes premium comparisons and assistance navigating enrollment requirements for guaranteed coverage.
Dental Insurance
Our dental insurance plans provide $2,500 annual maximum benefits with no waiting periods for major services. The coverage includes preventive care, restorative treatments, and major dental procedures. We help clients evaluate plan options that balance premium costs with comprehensive dental care benefits.
Hospital Indemnity Policy
Hospital indemnity policies pay cash benefits to offset Medicare copays during hospital stays. These plans provide financial protection against unexpected hospitalization costs. We assist clients in selecting coverage amounts that match potential hospital copayment obligations under their existing Medicare plans.
Home Health Care Insurance
This specialized insurance provides immediate coverage for in-home medical care services without Medicare approval delays. The plan reimburses for prescribed medications and home healthcare expenses. We connect clients with United National Life's program that offers flexible home health support options.
People
Jack Kyle
Founder
Jack Kyle established the agency in 1964 after serving in the U.S. Navy. He built the foundation for the family business by specializing in life and health insurance before passing leadership to his sons Rick and Kent.
Kent Kyle
Insurance Agent
With over 30 years of experience, Kent Kyle specializes in Medicare health plans. He continues his father's legacy by providing personalized insurance solutions while expanding the agency's product offerings to meet modern healthcare needs.
Adam Kyle
Third-Generation Agent
Adam Kyle represents the third generation of family insurance professionals. Following his father Kent's expertise, he focuses on Medicare plans while bringing updated perspectives on modern insurance solutions and client service approaches.
Rick Kyle
Co-Owner
Rick Kyle co-owns the agency with his brother Kent. As part of the second generation, he maintains operational continuity while supporting the agency's transition to include third-generation leadership under Adam Kyle.
Questions
What Medicare plan types do you offer?
We provide Medicare Advantage, Supplement, and Prescription Drug plans. Our agents help compare options to find coverage matching your healthcare needs and budget.
Can I get insurance if I'm under 65?
Yes, we offer Affordable Care Act marketplace plans and Christian HealthShare Ministries alternatives for pre-65 clients needing comprehensive health coverage options.
Do you offer in-home consultations?
Yes, we provide home visits for Medicare plan discussions. Our agents serve Springfield, Missouri, and surrounding areas with personalized, face-to-face appointments.
What long-term care options exist?
We offer traditional long-term care policies and short-term one-year benefit plans with easier qualification processes for clients seeking affordable coverage options.
How do hospital indemnity policies work?
These plans pay cash benefits to cover Medicare hospital copays. When you're admitted, the policy provides direct financial compensation matching your out-of-pocket hospitalization costs.
Can I change Medicare plans anytime?
Most changes require annual enrollment periods (Oct 15-Dec 7). However, special circumstances like moving or Medicaid eligibility may allow mid-year plan adjustments.