Business Details
50+ Years
experience
Your Trusted Independent Insurance Partner in Springfield, MO
Nixon & Lindstrom Insurance has been a trusted name in the industry since 1955, evolving from a small garage operation into a third-generation family business. With over $70 million in annual premiums, we specialize in commercial, employee benefits, and personal risk solutions tailored to meet evolving client needs. Our team of certified professionals leverages a multi-line approach and extensive carrier network to deliver personalized insurance strategies.We prioritize professional education, evidenced by our producers holding numerous industry designations, and emphasize building lasting relationships through integrity and community service. Our commitment to excellence is reflected in our 70-year legacy of providing comprehensive insurance solutions for businesses and individuals.
Services
Business Insurance
Workers Compensation
Commercial Bonds
Contractor Insurance
Group Health Insurance
Commercial Umbrella
Cyber Liability
Business Auto Insurance
Environmental Insurance
Directors and Officers Liability
Details
- Year established: 1955
Highlights and features
- We offer 70 years of experience in customized insurance solutions
- Our team holds multiple professional industry designations
- We provide independent agency access to diverse carrier networks
- We implement proactive risk management strategies for business continuity
- We maintain a third-generation family commitment to client relationships
What people say
Saved us money
Best customer service
Reliable partner
Quality coverage
Expert guidance
Services
Business Owners Insurance
Business Owners Insurance combines property and liability protection into one comprehensive policy. This solution safeguards against risks like property damage, business interruption, and third-party liability claims. Ideal for small to mid-sized businesses, it protects physical assets, employee-related risks, and operational continuity while offering customizable coverage options tailored to specific industry needs.
Workers Compensation
Workers Compensation Insurance provides mandated protection for work-related injuries or illnesses. This coverage includes medical expenses, wage replacement, and rehabilitation costs while protecting employers from related lawsuits. Our programs feature safety training resources, return-to-work support, and claims management assistance to minimize workplace disruption and control premium costs.
Commercial Umbrella
Commercial Umbrella Insurance provides supplemental liability coverage beyond primary policy limits. With $2-10 million in additional protection, it extends across general liability, auto, and directors & officers policies. This safety net covers catastrophic losses from lawsuits, property damage, or bodily injury claims that exceed standard coverage amounts.
Cyber Liability
Cyber Liability Insurance protects against digital threats including data breaches, ransomware attacks, and network security failures. Coverage includes forensic investigations, customer notifications, legal defense costs, and regulatory fines. Our policies adapt to evolving cyber risks while providing risk assessment tools and incident response planning for businesses of all sizes.
Contractor Insurance
Contractor Insurance packages protect construction and trade professionals through equipment coverage, general liability, and commercial auto protections. Specialized policies cover builders risk, inland marine exposures, and project-specific bonds while addressing unique risks from equipment breakdowns to subcontractor liability through customizable coverage combinations.
Questions
What types of business insurance do you offer?
We provide Business Owners Policies, workers compensation, commercial auto, cyber liability, and specialized coverages including directors & officers liability and environmental insurance.
Do you offer employee benefits packages?
Yes, we offer group health, dental, vision, life, and disability insurance programs tailored to businesses of all sizes with access to voluntary benefits options.
How does your contractor insurance work?
Our contractor policies combine equipment protection, general liability, and project-specific coverages with risk management resources for construction professionals.
What areas do you serve?
While based in Springfield, MO, we provide insurance solutions to clients nationwide through our extensive carrier network partnerships.
How do claims get handled?
We provide direct agent support throughout the claims process with dedicated assistance for documentation, timelines, and resolution coordination with insurers.
Can you help with risk management?
Yes, we offer safety training programs, policy reviews, and customized risk mitigation strategies to help prevent claims and reduce insurance costs.
