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Your dream, our expertise

At Hfinance, we believe that financing should be simple, stress-free, and tailored to your unique needs. Our team of experienced mortgage brokers is dedicated to helping you achieve your financial goals, whether you're a first-time homebuyer, a seasoned investor, or an Australian expat living abroad.

Our Story

We're a small team with a big passion for helping our clients achieve their dreams. With over 20 years of collective experience in mortgage brokering, we've built a reputation for providing down-to-earth, personable service that puts you first. We take the time to listen and understand your needs, because we believe that it's not just about the dollars - it's about the dream behind them.

Our Services

We offer a wide range of services designed to make financing simple and stress-free. Whether you're looking to purchase a new home, refinance your existing loan, or invest in a commercial property, we've got you covered. Our services include:

  • Expats: We help Australian expats purchase property or refinance from overseas, with support that makes you feel right at home.
  • Buying a New Home: We'll help you purchase your new home and negotiate a great deal, whether it's your primary residence, a holiday home, or an investment property.
  • First Home Buyers: We'll take the nerves out of making your first real estate investment, from application to settlement.
  • Self-Employed Loans: We'll do all the heavy lifting for you to purchase or refinance, so you can get back to what you do best - growing your business.
  • Business Lending: We'll secure the correct deal for your commercial, equipment, and small business unsecured lending needs.
  • Investment Property Loan: Start, expand, or review your property portfolio with our team of experts at your side to help you maximize your investment.
  • Refinance: We'll review your current loan to save you money, access equity, renovate, or consolidate debt. All gain, no pain.
  • Car & Personal Loans: We can also secure you a personal loan to finance large expenses, such as cars, holidays, or weddings.

How We Work

Our mortgage brokers negotiate home loans between you and the lender, securing a great rate and ensuring that your settlement runs seamlessly. With access to over 30 lenders, including all major banks, we'll provide you with the best options tailored to your financial goals.

What Our Clients Say

Don't just take our word for it - our clients rave about our service! Here's what some of them have to say:

"Kirstie is amazing and sorting out all of the complexities of a loan. As an Australian expat living overseas, she did all the hard yards in sorting out my investment loan where others found it too hard or couldn't get it across the line. I highly recommend her." - Clive Murray

"First class service from Kirstie. Arranged a loan at very competitive rates under complex circumstances. Very responsive and easy to deal with. Would certainly recommend." - Andrew Trotter

"Kirstie was extremely helpful in helping me to get a loan. Faced with a tight timeline, her hard work was instrumental in getting approval and settlement in a timely manner. I can't thank her enough for her hard work in getting it over the line." - Varun V

Absolutely incredible service Hfinance offered me. Jeremy was extremely helpful from start to finish. All the stress of buying my first home was taken care of by Jeremy and his reliable team. I did not have to worry about a thing. So grateful to have found Hfinance. - Rebecca

Reviews
Positive: The reviewers praise Hfinance for their professionalism, timeliness, and expertise in handling home loan deals.

Overall Satisfaction

The reviewers are extremely satisfied with their experience with Hfinance, praising their professionalism, timeliness, and expertise in handling home loan deals.

Praise for the Team

The team at Hfinance, specifically Jeremy, is commended for their exceptional service. They are described as professional, knowledgeable, and easy to deal with.

Key Strengths

  • Timely and efficient service
  • Expert advice on borrowing capacity and loan requirements
  • Excellent communication throughout the process
  • Ability to secure home loan deals
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