Business Details
Your Trusted Mortgage Partner in Cincinnati
Family Home Finance is dedicated to delivering exceptional mortgage services through honest, ethical, and thorough practices. With decades of combined experience in the industry, our team prioritizes open communication and personalized guidance throughout the loan process. We collaborate with a network of national and local lenders to tailor home financing solutions that align with each borrower's unique needs.Our commitment to competitive rates, post-closing support, and transparency has earned us a trusted reputation among clients and real estate partners. As licensed professionals, we uphold the highest standards of expertise and accountability in every transaction.
Services
Purchase Loans
Refinance Loans
Conforming Loans
USDA Loans
FHA Loans
VA Loans
Jumbo Loans
Highlights and features
- We offer zero application fees for all mortgage services.
- Our team partners with multiple lenders for competitive rate options.
- We provide tailored loan solutions for unique financial situations.
- Our brokers maintain active NMLS and Ohio state licensing.
- We prioritize transparent communication throughout the loan process.
Associations and certifications
- NMLS
Services
Purchase Loans
We specialize in purchase loans for first-time buyers and experienced homeowners. Our options include conventional, FHA, VA, and USDA programs with low down payment options. Our brokers guide clients through pre-approval, underwriting, and closing processes to ensure smooth transactions.
Refinance Loans
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access equity. We offer conventional refinancing up to 125% LTV and FHA/VA streamline options. Our team analyzes current rates and financial goals to determine optimal refinancing strategies.
Jumbo Loans
We provide jumbo loans up to $2,000,000 for luxury properties or high-value homes. These non-conforming loans feature competitive rates and flexible underwriting for borrowers with strong credit profiles. Our brokers work with specialized lenders to accommodate unique financing needs.
FHA Loans
Our FHA loan program offers 96.5% purchase financing and 97.75% refinance options with low credit score requirements. These government-backed loans are ideal for first-time buyers seeking affordable down payment solutions while maintaining competitive interest rates.
USDA Loans
We offer 100% USDA purchase financing for eligible rural and suburban properties. These zero-down payment loans feature competitive rates and income-based eligibility criteria. Our team assists borrowers in qualifying for USDA programs that promote homeownership in designated areas.
People
Jim Bischoff
Broker/President
Licensed mortgage broker with NMLS #138470 and Ohio MB.803833.000 registration. Over 20 years of experience in mortgage lending and client-focused financing solutions.
D.J. Bosse
Broker/President
Licensed mortgage broker specializing in purchase and refinance transactions. Holds active NMLS and Ohio state licensing with extensive knowledge of local and national lending markets.
Questions
What loan options do you offer?
We provide purchase and refinance loans including conventional, FHA, VA, USDA, and jumbo loans up to $2,000,000 with competitive rates.
Are there application fees?
No application fees for any of our mortgage services.
How do you find competitive rates?
We partner with multiple national and local lenders to secure the best rate options for each borrower's situation.
What areas do you serve?
Primarily Cincinnati and throughout Ohio, with select services available nationally.
How experienced are your brokers?
Our team holds active NMLS licensing (#138470) and Ohio MB.803833.000 registration with decades of combined mortgage industry experience.
