Business Details
Your Trusted Mortgage Partner in Cincinnati, OH
Founded over three decades ago, we have established ourselves as a premier mortgage resource provider dedicated to meeting the diverse needs of borrowers and property types. Our extensive portfolio of lending products ensures that every client, whether a first-time homebuyer, investor, or commercial property owner, finds tailored solutions to achieve their real estate goals. With a commitment to excellence, we leverage relationships with top national lenders, banks, and private investors to deliver competitive rates and personalized service.Our team specializes in niche programs, including self-employed bank statement loans, foreign national/ITIN financing, and investment property cash flow underwriting. We pride ourselves on overcoming roadblocks that traditional lenders cannot, ensuring access to mortgage opportunities for borrowers with unique circumstances. Our mission is rooted in honesty, integrity, and competence, with a focus on minimizing costs and maximizing savings for our clients through innovative refinancing and debt consolidation strategies.
Services
FHA Loans
VA Loans
Jumbo Loans
Commercial Loans
Refinance Programs
Construction Loans
Investment Property Loans
Foreign National Loans
Fix and Flip Loans
Low Credit Score Mortgages
Highlights and features
- We offer 30+ years of professional mortgage experience and industry expertise.
- Our portfolio includes specialized loan programs for self-employed borrowers and foreign nationals.
- We provide competitive rates through partnerships with top national lenders and investors.
- Our team delivers personalized service with a focus on overcoming complex lending challenges.
- We guarantee fast closings, typically within three weeks, for time-sensitive transactions.
Services
FHA Loans
FHA loans provide accessible mortgage options insured by the Federal Housing Administration. These loans require minimal down payments, making them ideal for first-time homebuyers or those with limited savings. Borrowers benefit from flexible credit requirements and lower interest rates, enabling homeownership opportunities for individuals who might not qualify for conventional financing. Our team specializes in streamlining FHA loan approvals.
VA Loans
VA loans offer exceptional benefits to military veterans, including zero down payment requirements and competitive interest rates. Guaranteed by the Department of Veteran Affairs, these loans provide a pathway to homeownership without the burden of private mortgage insurance. We assist veterans in navigating the VA loan process to maximize their earned benefits and achieve their housing goals efficiently.
Jumbo Loans
Jumbo loans cater to high-value property purchases exceeding conventional loan limits. Designed for luxury homes or properties in high-cost areas, these loans offer flexible terms and competitive rates. Our expertise in jumbo financing ensures borrowers receive tailored solutions for premium real estate investments, with streamlined underwriting for qualified applicants seeking substantial loan amounts.
Commercial Loans
Commercial loans provide financing for income-generating properties, including office buildings, retail spaces, and industrial facilities. Our programs evaluate property cash flow rather than borrower income, enabling investors to expand their portfolios. We offer flexible terms and specialized underwriting to support commercial real estate ventures, from acquisition to development projects.
Refinance Programs
Our refinance options help homeowners reduce monthly payments, consolidate debt, or access equity. Programs include rate-and-term refinancing, cash-out refinancing, and streamline options for FHA, VA, and USDA loans. We prioritize fast closings and competitive rates to maximize savings, ensuring clients optimize their mortgage terms while minimizing long-term financial burdens through strategic refinancing solutions.
People
Lisa Chambers
President
Lisa Chambers brings 30+ years of mortgage industry expertise to Unlimited Mortgage Resources. She specializes in innovative lending solutions for complex borrower profiles, including self-employed individuals and foreign nationals. Her client-first approach emphasizes personalized service and unwavering commitment to achieving homeownership goals.
Questions
What mortgage loan types do you offer?
We provide FHA, VA, USDA, jumbo, conventional, commercial, construction, and refinance loans, along with niche programs for self-employed borrowers, foreign nationals, and low-credit-score applicants.
Can I get a mortgage with non-traditional income?
Yes. Our bank statement programs and investment property cash flow underwriting cater to self-employed borrowers and investors who cannot verify income through traditional W-2 forms.
Do you offer loans for foreign nationals?
Yes. We specialize in ITIN and foreign national loans for U.S. property purchases, with flexible qualification criteria based on credit, down payment, and property type.
How quickly can you close a loan?
Most loans close within three weeks due to our streamlined processes and partnerships with top lenders, ensuring efficient approvals for time-sensitive transactions.
What areas do you serve?
We operate nationwide with a focus on Florida, Ohio, and Kentucky, providing localized expertise while serving clients across the United States through our extensive lending network.
