Business Details
50+ Years
experience
Jacksonville's Premier Pawn & Loan Services
Jax Jewelry & Pawn has served Jacksonville, Florida for over a century, establishing itself as a trusted partner in financial solutions. Founded in 1905, we specialize in short-term collateral loans, gold and jewelry transactions, and firearms sales. Our team of qualified professionals prioritizes customer satisfaction through transparent practices, competitive pricing, and a revolutionary approach to pawn broking. We guarantee top dollar for gold and jewelry, offer flexible loan terms with low interest rates, and maintain secure storage for all collateral items.With two convenient locations and decades of combined expertise, we ensure repeat business through ethical operations and personalized service. Our 'Meet or Beat' policy demonstrates commitment to fair valuations, while 24-hour cash availability underscores our responsiveness to urgent financial needs. Backed by community trust and 5-star reviews, we combine traditional pawn services with modern customer-centric innovations.
Services
Pawn Loans
Gold Buying
Jewelry Sales
Firearms Trading
Electronics Pawn
Musical Instruments
General Merchandise
Vehicle Loans
Tool Appraisals
Watch Pawn
Details
- Year established: 1905
Highlights and features
- We offer 90-day loan terms with flexible rates, longer than most competitors.
- Our 'Meet or Beat' policy guarantees unmatched pricing on gold transactions.
- We provide written gold quotes for complete valuation transparency.
- Awarded 2011 Reviewers Choice Award for best pawn shop in Jacksonville.
- Locally owned and operated since 1905, serving generations of customers.
What people say
5-star rated reviews
Quick cash access
Competitive gold prices
Excellent customer service
Secure collateral storage
Services
Pawn Loans
We offer secured short-term loans against valuable items including jewelry, firearms, and luxury goods. Loans range from $100 to $1,000,000 with flexible terms and low interest rates. Our process includes free evaluations, immediate cash disbursement, and secure item storage. Customers benefit from 90-day loan periods with 30-day grace periods, making us Jacksonville's most accommodating collateral loan provider.
Gold Purchases
We buy gold jewelry, coins, and bullion at market-leading prices updated every ten seconds. Our certified appraisers use X-ray fluorescence analyzers to determine purity and weight while customers watch. Sellers receive transparent valuations with no hidden fees. We guarantee cash payments in minutes for gold of any condition, from broken chains to unworn bullion, with privacy and security prioritized throughout the transaction.
Firearms Trading
We facilitate firearm purchases, sales, and pawn loans following strict federal and state regulations. Our services include accurate valuations for pre-owned firearms and competitive pricing on new inventory from major manufacturers. All transactions include proper documentation and compliance checks. Customers benefit from discreet sales processes, secure collateral storage for pawned weapons, and a wide selection of pistols, rifles, and shotguns available for purchase at both Jacksonville locations.
Jewelry Appraisals
We provide professional valuations for diamonds and precious gemstones using industry-standard testing equipment. Our appraisals consider cut, clarity, color, and carat weight alongside precious metal composition. Services support both pawn loans and outright sales, with immediate cash offers based on current market values. We handle all jewelry types from designer pieces to estate collections, ensuring accurate pricing through specialized tools including electronic metal analyzers and jeweler's loupes.
General Merchandise
We accept a wide range of valuable items for pawn loans or outright purchase, including electronics, musical instruments, power tools, and recreational equipment. Our experts evaluate condition, functionality, and market demand to generate fair offers. Customers benefit from no-fee loan extensions, secure storage for pawned items, and a diverse retail selection of pre-owned merchandise. The service supports quick cash needs while maintaining accessibility for customers seeking quality second-hand goods.
Questions
How do pawn shop loans work in Florida?
Pawn loans involve borrowing against valuable items (jewelry, firearms, etc.) for 30 days with a 30-day grace period. Repay principal plus interest (max 25% per month) to reclaim your item.
Are pawn shop items likely to be stolen?
Less than 0.1% of pawned items prove stolen. We document all transactions with government ID and item details, cooperating fully with law enforcement to ensure legal, secure operations.
What determines jewelry value at pawn shops?
We assess gold purity via X-ray analysis, weigh precious metals, and evaluate diamonds using loupe magnification. Current market rates and resale potential determine final valuations for pawn or purchase.
Do you offer phone purchase estimates?
We cannot provide accurate valuations over the phone. Physical examination and testing are required to determine item condition, authenticity, and current market value for proper pricing.
How secure is pawned merchandise?
All collateral items receive secure storage in locked vaults during loan periods. Our facilities maintain full insurance coverage for pawned items up to their agreed loan value throughout storage.
