Business Details
31 Years
experience
Your Trusted Crop Insurance Partner in California
At Vintage Crop Insurance Agency, we have built our reputation on service, integrity, and perseverance, establishing ourselves as a recognized leader in crop insurance. Our family-owned agency brings over 67 years of combined experience, offering growers expert guidance through the complexities of risk management decisions that shape their agricultural futures. We pride ourselves on being more than insurance agentswe are part of the farming community, delivering quick, knowledgeable support tailored to each client's unique needs.Our commitment to honesty and hard work has earned the trust of clients across California, Oregon, Washington, and Arizona, where we protect crops, investments, and family farm legacies. With a team fluent in Spanish, Portuguese, and English, we ensure accessibility and personalized service for all growers. Recognized by industry organizations like RCIS/Zurich and CIPA, we continue to pioneer best practices while maintaining the core values that define our agency.
Services
Multi-Peril Crop Insurance
Actual Production History
Named Peril Insurance
Revenue Protection Policy
California Citrus Freeze Coverage
Western Region Crop Insurance
Details
- Year established: 1995
Highlights and features
- We offer 30+ years of specialized crop insurance expertise.
- Our team provides multilingual support in Spanish, Portuguese, and English.
- We maintain active leadership roles in national crop insurance advocacy organizations.
- Our agency has earned industry recognition for service excellence since 1995.
- We combine local market knowledge with nationwide insurance network resources.
Associations and certifications
- RCIS/Zurich
- Crop Insurance Professionals Association (CIPA)
Services
Multi-Peril Crop Insurance
Our Multi-Peril Crop Insurance provides federally subsidized protection against multiple causes of loss including drought, excessive moisture, freeze, disease, and other unavoidable perils. This comprehensive coverage adapts to diverse crops and regional conditions across the United States, offering customizable protection levels from 50% to 100% of production history. We help growers navigate these complex policies to ensure optimal risk management.
Actual Production History
Actual Production History insurance offers tailored protection against weather-related losses and specific perils. We provide coverage levels ranging from 50% to 85% of historical production, with CAT coverage available at 50% production and 55% price election. Our specialists help farmers understand their specific coverage options based on RMA guidelines and individual farm requirements.
Named Peril Insurance
Our Named Peril Insurance fills coverage gaps in standard policies by insuring against specific risks like hail, wind, fire, or freeze events. These supplemental policies protect California specialty crops including grapes, almonds, and tomatoes, while also covering western region crops like wheat and apples. Our team helps growers identify and mitigate specific risk exposures through these targeted insurance solutions.
Western Region Crop Insurance
We specialize in crop insurance solutions tailored to Western agricultural markets, including California's $59 billion industry and regional specialties across Oregon, Washington, and Arizona. Our expertise covers high-value crops like citrus, cotton, and tree fruits, with specialized products addressing regional challenges from freeze protection to rangeland insurance for diverse agricultural operations.
Revenue Protection Policy
Our Revenue Protection Policy safeguards against both yield losses and price fluctuations, combining production history with market price protection. This comprehensive approach helps growers maintain financial stability despite market volatility, ensuring continued operation viability through unpredictable agricultural economic cycles.
People
Robert G. Avia
Founder & CEO
With 30 years in crop insurance, Robert founded Vintage Crop Insurance in 1995. Recognized by RCIS/Zurich for leadership from 2015-2024, he specializes in protecting California farmland and expanded services to Oregon, Washington, and Arizona. Active in CIPA, he advocates for agricultural risk management policies.
Liz Vieira
Vice President, Operations
Licensed since 2000, Liz manages daily operations with expertise in crop insurance service delivery. A Cal Poly graduate in Agricultural Science, she ensures client satisfaction while balancing family life in French Camp, California. Her agricultural communications background enhances client education efforts.
Malia Turner
Senior Account Manager
With 18 years in crop insurance and 25 in agriculture, Malia specializes in account management and underwriting. A DeVry University graduate, she develops growth strategies while advocating for growers in California's Central Valley. Her technical expertise spans policy implementation and complex risk assessment.
Bobby Avia
Crop Agent
Bobby combines economics education with field experience as a former RCIS adjuster. His hands-on knowledge from Texas to New Mexico informs California crop insurance strategies. A Division 1 athlete, he brings discipline to client service while understanding grower needs through direct field experience.
Bella Vieira
Executive Assistant
A 2025 UC Merced graduate in Biological Sciences, Bella manages policy administration with generational crop insurance knowledge. Daughter of VP Liz Vieira, she combines scientific expertise with agricultural heritage, having worked on family ranch operations while developing insurance processing skills.
Questions
What crop insurance products do you offer?
We provide Multi-Peril Crop Insurance, Actual Production History policies, Named Peril coverage, Revenue Protection, and specialized products like citrus freeze insurance and rangeland protection across Western states.
Do you serve states outside California?
Yes, we offer crop insurance solutions in Oregon, Washington, and Arizona, with specialized products addressing regional agricultural needs in each state.
How do you help with risk management decisions?
Our team guides growers through annual risk management choices using personalized strategies, industry expertise, and up-to-date knowledge of changing insurance programs and regulations.
What makes your agency different from other insurers?
We combine 30+ years of experience, multilingual support, local agricultural understanding, and active industry leadership roles to deliver personalized service that goes beyond standard insurance offerings.
Can you help with specialty crop insurance?
Yes, we specialize in coverage for high-value crops including almonds, grapes, tomatoes, and citrus, with tailored solutions for California's diverse agricultural landscape.
How do you stay current with insurance program changes?
Our specialists proactively monitor annual program updates and regulatory changes, maintaining active memberships in professional organizations to ensure we provide the most current insurance solutions.
