Business Details
Your Trusted Financial Partner in Omaha, NE
Woodmen Federal Credit Union has been a trusted financial institution for over a century, dedicated to providing members with professional service and comprehensive financial solutions. Our team of experienced professionals offers a wide range of services including competitive loans, savings options, and cutting-edge digital banking tools. We prioritize member satisfaction through transparent operations, fair lending practices, and a commitment to maintaining a solid capital base.With expertise spanning more than 100 years, we deliver tailored financial products that meet diverse needs while adhering to strict regulatory standards. Our mission focuses on empowering members through accessible services, competitive dividend rates, and a board committed to member interests. From auto financing to real-time debit card technology, we combine tradition with innovation to serve our community effectively.
Services
Auto Loans
Checking Accounts
Savings Accounts
Credit Cards
Home Equity Loans
Online Banking
Debit Cards
Loan Calculators
GAP Protection
Highlights and features
- We offer 100+ years of proven financial expertise in the Omaha community
- Our 125% auto loan financing includes competitive APRs starting at 6.24%
- Real-time debit card transactions provide immediate account updates
- Free Basic Checking with no hidden fees or monthly service charges
- We maintain a solid capital base ensuring long-term member security
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
Woodmen Federal Credit Union provides competitive auto loans with 125% financing options. New vehicle rates start at 6.24% APR while pre-owned vehicles begin at 6.49% APR. Our 84-month terms allow flexible repayment options with funds covering tax, licensing, and budget adjustments. Loan calculators help determine optimal financing solutions.
Checking Accounts
We offer free Basic Checking with no monthly fees and EMV chip debit cards. Checking Plus requires $5,000 average daily balance for fee waivers while providing tiered dividends and online bill payment. Real-time debit card processing ensures immediate transaction updates for better financial management.
Savings Accounts
Our savings solutions include share accounts, IRAs, and CDs with competitive dividend rates. Members benefit from federally insured deposits up to $250,000 through NCUA protection. Special accounts cater to different savings goals while maintaining liquidity and growth potential.
Online Banking
24/7 online access includes mobile banking, remote deposit capture, and bill payment. Real-time debit card controls and e-alerts enhance security. Our digital platform supports loan applications, account management, and financial planning tools for convenient member self-service.
GAP Protection
Guaranteed Asset Protection covers deficiency balances between insurance settlements and loan amounts for totaled or stolen vehicles. This optional coverage provides financial security during unexpected events. Members should consult representatives for specific terms and eligibility requirements.
Questions
What loan terms do you offer for auto financing?
We provide up to 84-month terms for new and used vehicles, with rates starting at 6.24% APR for new cars and 6.49% APR for pre-owned vehicles.
Are there monthly fees for checking accounts?
Our Basic Checking has no monthly service charge. Checking Plus requires $5,000 average daily balance to waive fees but offers additional benefits.
How does real-time debit card processing work?
Transactions post immediately to your account, requiring careful balance management. Funds typically withdraw within minutes of purchase completion.
What savings options are available?
We offer share accounts, certificates of deposit, IRAs, and specialized savings products with competitive dividend rates and NCUA insurance up to $250,000.
Do you offer online banking services?
Yes, our digital platform includes mobile banking, remote deposit, bill payment, and loan management tools accessible 24/7 through secure login.
