Protecting what matters most!
At F&S Insurance Services, Inc., we are dedicated to cultivating relationships with our clients as well as with select insurance carriers who we consider our partners. Our agency has been built with a passion for what we do, and we believe in strong ethics and enduring relationships as we successfully deliver sound advice for each one of our client's unique insurance needs.
Our Vision
Our vision is to help clients protect what matters most. For more than 50 years, we have used our combined knowledge and expertise to help our clients protect their investments, whether it's their vehicle, home, business, or family. We take pride in our ability to understand the unique needs of each client and provide personalized solutions that meet their specific requirements.
Our Services
We offer a wide range of insurance services, including auto insurance, home insurance, business insurance, life insurance, and recreational vehicle insurance. Our auto insurance policies cover individuals with good to perfect driving records, as well as those with mediocre driving records or numerous accidents. We also offer coverage for classic cars and business use of a vehicle for delivery, transit, etc.
Our home insurance policies protect homeowners, renters, and condominium owners against liability, fire, theft, wind damage, water backup, loss of use, and more. We also offer flood coverage to protect against groundwater entering the home.
Our business insurance policies cover a wide range of businesses, including contractors, restaurants, bars, night clubs, private social clubs, liquor stores, retail stores, warehouses, strip centers, and pool halls. We also offer coverage for limousine services, taxi services, charter bus services, auto repair shops, body shops, and more.
Our life insurance policies provide financial protection for families in the event of a loved one's passing, and our recreational vehicle insurance policies cover motorcycles, boats, jet skis, motor homes, mobile homes, travel trailers, ATV's, and snowmobiles.
Our Partners
We are proud to partner with some of the most reputable insurance carriers in the industry, including Agency Insurance Company (AIC), Bristol West Insurance Company, Chesapeake Employers Insurance, Commonwealth Underwriters, Donegal Insurance Group, Foremost Insurance Company, The Hagerty Group, The Hartford Insurance Company, Heacock Classic Collector Car Insurance, Kemper Unitrin Insurance, Maryland Auto Insurance, MetLife Insurance Company, Personal Umbrella Insurance, Progressive Insurance Company, RLI Surety, Safeco Insurance Company, Southern Cross Underwriters, State Auto Insurance Company, and Windsor-Mount Joy Mutual Insurance Company.
Our Team
Our team consists of 3 licensed agents with over 50 years of combined experience in the insurance industry. We are dedicated to providing personalized service and expert advice to each and every one of our clients.
Excellent Customer Service
The reviews highlight the exceptional customer service provided by the company. The reviewers praise the business for its ability to quote insurance rates from a vast range of companies, making it a one-stop shop for customers.
Highly Recommended
Both reviewers highly recommend the company, stating that it is the "best in the business" and the "best place in Frederick." This suggests that the company has built a strong reputation for itself in the industry.
Personalized Experience
One reviewer specifically mentioned asking for Dennis, implying that the company provides a personalized experience for its customers. This level of personal attention is likely to contribute to the high level of customer satisfaction.
