Business Details
20 Years
experience
Your Trusted Hard Money Lender in Austin, TX
Since 2006, Park Place Finance has established itself as a trusted direct hard money lender specializing in investment property financing. With over $1 billion in funded loans, we leverage in-house capital to deliver rapid closings within 3-5 days across diverse loan products including Fix and Flip, DSCR, Bridge, and Construction loans. Our team of dedicated account executives prioritizes personalized service, eliminating the need for tax returns or job verification for qualified borrowers. We specialize in structuring loans up to 75% of purchase price with flexible 6-18 month terms while maintaining nationwide lending capabilities. Our proprietary processes enable LLC-based closings that provide liability protection aligned with investment property transaction requirements. Through strategic expansion of our licensing footprintincluding Texas NMLS #367411 and California NMLS #1112281we continue strengthening our position as a leading private lending solution.Our educational resources and market-specific guides demonstrate our commitment to empowering real estate investors with actionable insights. By maintaining direct control over capital deployment, we ensure consistent underwriting standards and responsive decision-making throughout the loan lifecycle. Our track record of successful transactions across multiple states underscores our ability to adapt to evolving market conditions while maintaining core service commitments. Client testimonials consistently highlight our ability to deliver reliable funding solutions with exceptional service quality.
Services
Fix and Flip Loans
DSCR Loans
Bridge Loans
Construction Loans
Conventional Purchase
Multi-Family Loans
Details
- Year established: 2006
Highlights and features
- Direct lender with in-house capital for faster decision-making
- Consistently closes loans within 3-5 business days
- Dedicated account executives manage each transaction personally
- Qualifies borrowers based on rental income rather than tax returns
- Nationwide lending footprint with state-specific licensing expertise
What people say
Closed within 2 days
Stellar customer service
Closed on time
Smooth transaction
Quick response time
Services
Fix and Flip Loans
Specialized financing for real estate investors purchasing properties needing repairs. Provides funds for both acquisition and renovation costs with quick approval timelines. Ideal for investors seeking rapid capital deployment in distressed property markets.
DSCR Loans
30-year fixed-rate investment property loans qualified through rental income verification. Eliminates traditional income documentation requirements while offering competitive rates for income-producing properties. Designed for investors prioritizing cash flow analysis over personal tax returns.
Bridge Loans
Flexible 6-18 month financing solutions for property acquisition or refinancing. Offers up to 75% loan-to-value ratios with streamlined closing processes. Perfect for investors needing temporary capital between transactions or equity extraction.
Construction Loans
Financing for ground-up construction projects with up to 85% loan-to-cost ratios. Tailored for small builders and investors developing new properties. Supports both purchase and refinance scenarios with construction phase funding disbursements.
Multi-Family Loans
Specialized financing for apartment complexes and multi-unit properties with five or more units. Combines competitive terms with rapid underwriting for investors seeking portfolio expansion. Available for both acquisition and refinancing purposes.
People
Joseph Morley
Loan Officer
Experienced loan officer specializing in rapid real estate financing solutions. Demonstrated expertise in closing complex transactions within tight deadlines while maintaining exceptional client service standards.
Connor Donovan
Loan Officer
Dedicated loan professional with proven track record in hard money lending. Focuses on streamlined documentation processes and efficient loan execution for real estate investors.
Questions
What loan products do you offer?
We provide Fix and Flip, DSCR, Bridge, Construction, Conventional Purchase, and Multi-Family loans for real estate investors.
How quickly can you close a loan?
Most transactions close within 3-5 business days through our streamlined underwriting process with in-house capital.
What are your qualification requirements?
We qualify borrowers based on rental income for DSCR loans without requiring tax returns or job verification.
Do you require LLC formation?
Yes, all borrowers must close under an LLC to ensure liability protection and meet our lending requirements.
In which states do you operate?
We function as a nationwide lender with active licensing in Texas, California, and multiple other states.
How do I start the loan process?
Contact us at (866) 407-1599 or submit basic financing details through our website to connect with a dedicated account executive.
