Business Details
Your Trusted Financial Partner in San Antonio
At Randolph-Brooks Federal Credit Union, we are dedicated to improving our members' economic well-being and quality of life through personalized financial services. With over 1 million members across Texas and globally, we offer a comprehensive range of products including competitive checking and savings accounts, auto and mortgage loans, credit cards, investment solutions, and business banking services. Our commitment to community impact and financial education empowers members to achieve their goals. As a federally insured credit union, we prioritize transparency, security, and member-centric service. Our digital tools, including mobile banking and virtual financial coaching, provide convenient access to manage finances anytime, anywhere.We specialize in tailored solutions for medical professionals, first-time homebuyers, and federal employees, ensuring inclusive access to financial opportunities. Through programs like our Round Up savings initiative and identity theft protection, we help members build financial resilience. Our team of certified advisors delivers expert guidance on retirement planning, wealth management, and debt management through partnerships like GreenPath Financial Wellness. With 24/7 online support and a network of physical branches, we combine modern convenience with trusted local service. For over six decades, we have remained steadfast in our mission to serve as a reliable financial partner for life's major milestones.
Services
Auto Loans
Mortgage Loans
Credit Cards
Savings Accounts
Business Banking
Investment Services
Retirement Planning
Student Loans
Home Equity Loans
Identity Theft Protection
Highlights and features
- We offer personalized financial solutions tailored to member needs
- Our competitive rates on loans and savings accounts maximize member value
- 24/7 digital banking tools provide convenient financial management
- Certified financial advisors guide retirement and investment planning
- Community-focused programs support first-time homebuyers and medical professionals
Associations and certifications
- NCUA
Services
Auto Loans
RBFCU offers competitive auto loans for new, used, and refinanced vehicles with flexible terms up to 72 months. Our VehicleVantage program provides exclusive benefits for new members, while GAP Plus coverage protects against financial loss in case of accidents. Members can access pre-approval processes and explore inventory through preferred dealership partnerships.
Mortgage Loans
We provide comprehensive mortgage solutions including fixed-rate, adjustable-rate, and jumbo loans for home purchases or refinancing. Special programs offer 100% financing for qualified buyers and medical professionals. Our services include land acquisition loans, new construction financing, and home equity lines of credit with competitive rates.
Credit Cards
RBFCU offers multiple credit card options including cash-back rewards, premium travel benefits, and business-focused cards. Features include zero liability protection, mobile payment integration, and exclusive promotions for cardholders. Our credit-building tools help members establish and improve credit scores through responsible usage.
Business Banking
Our business banking division provides checking accounts, credit cards, and loan products tailored to commercial needs. Services include SBA lending, equipment financing, and cash management solutions. We offer specialized support for business owners through financial planning resources and dedicated relationship managers.
Financial Education
We deliver free financial literacy resources including online calculators, video courses, and personalized debt management plans. Our GreenPath partnership provides access to certified counselors for budgeting assistance, while the 'It's a Money Thing' series educates younger members about financial responsibility.
Questions
How can I become a member of RBFCU?
Membership requires a $5 minimum deposit to open a savings account. Eligibility extends to Texas residents, military personnel, and select employer groups. Visit our website to complete the online application process.
What loan options are available for first-time homebuyers?
We offer 100% financing programs, fixed-rate mortgages with competitive rates, and down payment assistance options. Our first-time buyer education resources help qualify for special loan terms and reduced fees.
Do you offer business loan programs for small companies?
Yes, we provide SBA loans, commercial real estate financing, and equipment loans with terms up to 10 years. Business credit cards with rewards programs and cash management tools are also available for commercial clients.
How does the Round Up savings program work?
This automated tool rounds up debit card purchases to the nearest dollar and transfers the difference to your savings account. It helps build savings effortlessly through everyday spending habits.
What digital banking services do you provide?
Our mobile app enables check deposits, bill payments, account transfers, and card management. Online tools include budgeting calculators, loan pre-approvals, and 24/7 chat support with member service representatives.
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