Business Details
40 Years
experience
Your Trusted Mortgage Partner for Home Loans, Refinancing & Renovation Financing
Since 1986, PrimeLending, A PlainsCapital has been a trusted mortgage lender dedicated to helping families achieve homeownership. Our national team of loan officers provides personalized service, offering over 400 mortgage programs tailored to individual needs. We combine local market expertise with a streamlined digital process to simplify home financing, from initial application to closing. With a focus on integrity and community impact, we guide clients through purchases, refinancing, and renovation projects. Our commitment to transparency and customer-centric values has earned us 5-star reviews from satisfied clients nationwide.We specialize in conventional, FHA, VA, USDA, and jumbo loans, along with cash-out refinancing and 3D-printed home financing. Our renovation loan programs allow borrowers to finance repairs and upgrades through a single mortgage. Headquartered in Dallas, Texas, we operate as a PlainsCapital Company with branches across the United States. Our mission remains centered on making homeownership accessible and stress-free for every client.
Services
Home Equity Loans
Refinance Options
Renovation Loans
Purchase Loans
VA Loans
FHA Loans
Jumbo Loans
USDA Loans
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
Details
- Year established: 1986
Highlights and features
- We offer over 400 mortgage programs tailored to individual financial situations
- Our local loan officers provide market-specific expertise and personalized guidance
- We implement a streamlined digital platform for secure application management
- Our clients consistently award us 5-star reviews for exceptional service delivery
- We maintain a purpose-driven approach focused on community impact and homeownership accessibility
What people say
Felt like their first priority
Kindest, most caring group
Stuck with us through challenges
Would highly recommend
100% satisfaction guarantee
Services
Home Equity Loans
Access cash by leveraging your home's equity while maintaining your existing mortgage. Our home equity loans provide predictable fixed-rate payments with terms up to 30 years. Clients benefit from competitive rates and flexible borrowing amounts based on their property's value.
Renovation Loans
Finance home repairs and upgrades through a single mortgage with our renovation loan programs. Available for cosmetic updates or major structural changes, these loans combine purchase/refinance with improvement costs. Options include FHA 203(k), VA Renovation, and conventional renovation programs.
VA Loans
Specialized mortgage solutions for military members, veterans, and families. VA loans offer zero down payment requirements, no private mortgage insurance, and competitive rates. Our dedicated team helps veterans navigate the VA loan process for home purchases or refinancing.
Refinance Options
Lower payments, shorten loan terms, or access home equity through our refinance programs. Available options include fixed-rate, adjustable-rate, cash-out, and streamline refinancing. We help homeowners evaluate market conditions to determine optimal refinancing timing.
Purchase Loans
Comprehensive mortgage solutions for first-time and experienced homebuyers. Offerings include conventional, FHA, USDA, and jumbo loans with flexible down payment options. Our loan officers guide clients through pre-approval, application, and closing processes for smooth home purchases.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, conventional loans with flexible requirements, and state-specific first-time buyer programs.
Can I refinance my home with bad credit?
Credit requirements vary by loan type - FHA refinancing offers more flexible credit terms compared to conventional options.
How do renovation loans work?
These loans combine home purchase/refinance with improvement costs into one mortgage, allowing financing of repairs and upgrades through a single payment.
What are the benefits of working with a local lender?
Local loan officers provide market-specific expertise, faster decision-making, and personalized guidance throughout the mortgage process.
Do you offer jumbo loans for high-value properties?
Yes, we provide jumbo loans exceeding conforming loan limits with competitive rates for luxury home purchases or refinancing.
How long does the mortgage process take?
Typical processing takes 30-45 days, depending on loan complexity, documentation timeliness, and appraisal scheduling.
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