Business Details
Emergency
services
Your Trusted Financial Partner for Life's Milestones
Meritrust Credit Union has been dedicated to improving the financial well-being of its members and communities since our founding. As a member-owned cooperative, we prioritize personalized service and community impact through a comprehensive range of financial products including checking, savings, loans, and credit card options. Our merger with Premier Members Credit Union has strengthened our ability to deliver innovative solutions tailored to individual and business needs.We emphasize financial education, security, and accessibility through digital tools like mobile banking and 24/7 direct deposit services. Our commitment to local communities is demonstrated through partnerships with educational institutions and support for nonprofit organizations. With a focus on trust and transparency, we ensure members receive competitive rates and personalized support for life's key financial moments.
Services
Checking Accounts
Savings Solutions
Auto Loans
Mortgage Services
Credit Cards
Business Banking
Student Loans
Wealth Management
Insurance Services
Financial Education
Highlights and features
- We offer 24/7 digital banking access with early direct deposit availability
- Our merger with Premier Members Credit Union expands service capabilities
- Community-focused financial education programs enhance member knowledge
- Competitive loan rates including auto loans from 4.88% APR
- Exclusive partnerships with local educational institutions benefit members
Associations and certifications
- NCUA
- HUD
Services
Auto Loans
Meritrust offers competitive auto loans starting at 4.88% APR to help members purchase new or used vehicles. Our flexible terms accommodate various credit profiles while maintaining affordable monthly payments. Dedicated loan specialists guide applicants through pre-approval and final financing processes.
Mortgage Services
30-year fixed-rate mortgages available at 5.95% APR provide stable homeownership solutions. We offer conventional, FHA, and VA loan options with personalized guidance from experienced mortgage advisors to simplify the home buying journey.
Business Banking
Tailored business checking and savings accounts meet diverse organizational needs. Features include treasury management, merchant services, and specialized lending options to support business growth and operational efficiency.
Financial Education
Free educational resources empower members to make informed financial decisions. Workshops cover budgeting, credit building, and investment strategies to promote long-term financial wellness for individuals and families.
Digital Banking
24/7 mobile and online banking platforms enable account management, bill payments, and fund transfers. Security features protect transactions while convenient tools like early direct deposit improve cash flow management.
Questions
How do I apply for an auto loan?
Apply online or through our mobile app with required documentation including driver's license, proof of income, and vehicle details. Our loan specialists will guide you through the process.
What mortgage options are available?
We offer 30-year fixed-rate mortgages at 5.95% APR, FHA loans, VA loans, and conventional mortgage options with personalized rate assessments based on credit profiles.
Are business banking services available?
Yes, we provide business checking, savings, commercial loans, merchant processing, and treasury management services specifically designed for organizational financial needs.
How can I access financial education resources?
Visit our website's financial education center for free budgeting tools, credit counseling resources, and scheduled workshops on personal finance topics.
What digital banking features exist?
Our mobile app offers account management, mobile check deposit, bill payments, early direct deposit, and secure messaging with banking specialists available 24/7.
Videos
