Business Details
Your Trusted Financial Partner in Wichita, KS
Mid American Credit Union has been dedicated to empowering members through personalized financial solutions since our founding. With over 25 years of experience serving communities in Kansas and beyond, we specialize in checking and savings accounts, home equity loans, auto financing, and insurance products tailored to meet diverse needs. Our team of certified financial professionals prioritizes member satisfaction by offering competitive rates, flexible terms, and 24/7 digital banking access through our mobile app. Recognized for our commitment to transparency and ethical practices, we maintain industry-standard security protocols to protect member data.Our locally-focused approach combines personalized guidance with nationwide accessibility through branch networks, ensuring convenience for both individual and business clients. Backed by decades of collective expertise, we guarantee prompt issue resolution and continuous support throughout every financial journey. This dedication to excellence has earned us consistent positive feedback from long-term members who value our reliability and community-driven ethos.
Services
Checking Accounts
Savings Accounts
Home Equity Loans
Auto Financing
Digital Banking
Insurance Services
Credit Cards
Student Loans
Highlights and features
- We offer competitive rates on certificates and home equity loans.
- Our team provides personalized guidance for mortgage and auto financing.
- 24/7 digital banking access through our mobile app ensures convenience.
- We maintain industry-standard security protocols for member protection.
- Decades of experience serving local and out-of-state communities.
What people say
Loyal for 29 years
Very helpful staff
Excellent digital banking
Prompt issue resolution
Professional services
Services
Home Equity Loans
Our home equity loans provide competitive fixed rates starting at 5.99% APR with flexible repayment terms. These secured loans allow homeowners to leverage property equity for major expenses while maintaining tax advantages. Our dedicated loan specialists guide clients through personalized options that match their financial goals and credit profiles.
Digital Banking
Access 24/7 account management through our mobile app featuring real-time transactions, bill payments, and document sharing. The platform ensures secure banking with biometric authentication and instant alerts for suspicious activity. Users can also deposit checks remotely and track loan applications in real time.
Auto Financing
We offer auto loans starting at 5.24% APR for new and used vehicles with terms up to 72 months. Our financing options include special programs for first-time buyers and competitive rates for members with established credit histories. Loan approvals typically process within 24 hours of application submission.
Certificate Accounts
Our 14-month certificate program offers 4.00% APY with a $1,000 minimum deposit, providing higher returns than traditional savings accounts. These fixed-rate instruments guarantee principal protection while earning competitive interest. Early withdrawal penalties apply to maintain rate integrity.
Credit Cards
We issue Visa credit cards with rewards programs, fraud protection, and customizable spending controls. Cardholders earn points on purchases while benefiting from EMV chip security and zero liability for unauthorized transactions. Online account management includes instant payment options and digital wallet integration.
Questions
What loan options are available for first-time homebuyers?
We offer competitive mortgage loans with flexible terms and personalized guidance for first-time homebuyers.
How can I access digital banking services?
Download our mobile app for 24/7 account management, bill payments, and real-time transaction tracking.
What are the requirements for opening a savings account?
Visit our website or local branch to explore low-fee savings options with competitive interest rates.
Do you offer business banking solutions?
Yes, we provide business checking, savings, and loan products tailored to local enterprises' needs.
How do I report a lost credit card?
Contact our 24/7 customer service line at 800.366.6228 to report lost or stolen cards immediately.
What insurance products do you provide?
We offer auto, home, life, and credit insurance programs to protect our members' financial assets.
