Business Details
Emergency
services
Your Trusted Partner for Member-Owned Financial Solutions
As a member-owned, non-profit financial institution, Horizon Credit Union (HCU) has served over 13,000 members with a commitment to the philosophy of people helping people. We prioritize community needs by returning earnings to members through competitive rates, lower fees, and enhanced services. Unlike traditional banks, we operate without outside investors, ensuring our focus remains on delivering value to our members. Our comprehensive financial solutions include auto loans, mortgages, credit cards, and digital banking tools designed for convenience. With surcharge-free access to 30,000 ATMs nationwide, we provide accessible, member-centric financial services rooted in trust and transparency.Our digital platforms enable 24/7 account management, reflecting our dedication to modern, user-friendly solutions. We specialize in personalized mortgage lending, insurance planning, and everyday financial products tailored to diverse member needs. Backed by federal insurance and guided by ethical principles, we strive to build long-term financial security for our community. Our team is committed to exceptional service, ensuring members receive expert guidance at every stage of their financial journey. Through innovation and community focus, we aim to empower members to achieve their financial goals with confidence.
Services
Auto Loans
RV Loans
Credit Cards
ATM Locator
Mobile Banking
Insurance & Planning
Go LOANS
Everyday Finances
Member Services
Mortgage Loans
Highlights and features
- We are a member-owned, non-profit financial institution prioritizing community needs.
- We offer surcharge-free access to 30,000 ATMs nationwide.
- Our earnings are returned to members through competitive rates and low fees.
- We provide a wide range of financial services including mortgages, auto loans, and insurance.
- Our digital banking solutions offer convenience and 24/7 access.
Associations and certifications
- NCUA
Services
Auto Loans
Horizon Credit Union offers competitive auto loans with rates starting at 4.840%*. Our streamlined application process allows online applications and digital signatures for convenience. Members benefit from personalized support and flexible terms tailored to individual financial situations.
Mortgage Loans
We provide mortgage lending solutions for first-time buyers and experienced homeowners. Our local expertise ensures tailored guidance through every step of the home-buying process. Competitive rates and community-focused service make us a trusted partner for residential financing needs.
Mobile Banking
Our mobile banking platform enables 24/7 account management with features like bill payment, check deposit, and transaction tracking. Designed for security and convenience, it offers seamless access to financial tools through smartphones and tablets.
ATM Locator
Members gain surcharge-free access to over 30,000 ATMs nationwide through our network. The ATM locator tool helps find nearby machines, ensuring convenient cash access without additional fees for our members.
Credit Cards
HCU offers credit cards with competitive rates starting at 9.9%*. Our cards provide flexible payment options, rewards programs, and fraud protection features designed to meet diverse spending needs while maintaining financial security.
Questions
How do I apply for a loan with Horizon Credit Union?
Apply online through our secure portal or contact our team for personalized assistance. Our streamlined process allows digital signatures and quick approval decisions.
What ATM network does HCU provide access to?
We offer surcharge-free access to over 30,000 ATMs nationwide through our partnership network, with a locator tool to find nearby machines.
Are my deposits insured at Horizon Credit Union?
Yes, savings are federally insured up to $250,000 by the NCUA, backed by the U.S. government's full faith and credit.
What digital banking options are available?
We provide 24/7 mobile and online banking with bill payment, check deposit, transaction tracking, and account management tools accessible via smartphone or computer.
What types of loans does HCU offer?
We specialize in auto loans, RV loans, mortgages, and credit cards with competitive rates, along with personalized financing solutions for members.
