Business Details
Your Trusted Financial Partner in Salt Lake City
National JACL Credit Union has been dedicated to providing comprehensive financial solutions to our members since our founding. Our institution specializes in offering competitive auto loans with low APR rates, flexible home equity financing options, and innovative digital banking tools designed for modern financial needs. We prioritize member satisfaction through personalized service and transparent financial products, including checking and savings accounts, certificates, and VISA credit/debit cards. Our team of financial professionals brings decades of combined experience in credit union operations, ensuring expert guidance for both personal and business banking requirements. We maintain strict compliance with federal regulations and industry standards, evidenced by our NCUA insurance coverage that safeguards member deposits up to $250,000.Through our 24/7 online banking platform and mobile app, we provide convenient access to account management, bill payment, and digital wallet integration. Our commitment to community development is reflected in specialized programs like the Smart Value Auto Loan and Get-Away-Today vacation financing. We operate with full transparency in all transactions, maintaining clear communication channels through multiple contact methods including our main Salt Lake City branch. Our Equal Housing Lender status underscores our dedication to fair lending practices and financial inclusion for all members of our service area.
Services
Auto Loans
Home Equity Loans
Online Banking
VISA Credit Cards
Savings Accounts
Checking Accounts
Mortgage Loans
Student Loans
Digital Wallet Services
Deposit Certificates
Highlights and features
- We offer auto loans with APR as low as 5.64% for qualified members
- Our home equity financing includes both fixed and variable rate options
- We provide 24/7 access to online banking and mobile financial tools
- Our credit union maintains NCUA federal insurance for member deposits
- We specialize in customized loan programs for unique financial needs
Associations and certifications
- NCUA
Services
Auto Loans
Our auto loan program offers competitive rates starting at 5.64% APR for qualified members. We provide financing options for both new and used vehicles, including special discounts for electric and hybrid cars. Our loan specialists work directly with members to find the best financing solution based on individual credit profiles and financial goals.
Home Equity Loans
We offer both fixed-rate home equity loans and variable-rate HELOCs to help members leverage their home equity. These financing options can be used for home improvements, debt consolidation, or major life expenses. Our lending team provides personalized guidance to help members understand the benefits of each loan type and select the appropriate option.
Online Banking
Our 24/7 online banking platform provides comprehensive account management tools including balance checks, bill payments, and transaction history. The mobile app features digital wallet integration with Apple Pay, Google Pay, and Samsung Pay for convenient mobile transactions. Members can also access account alerts and document upload capabilities through the secure portal.
VISA Credit Cards
We offer multiple VISA credit card options including Premier and Platinum rewards cards with cashback programs. Our credit cards feature competitive APR rates, including a special 9.99% APR option for balance transfers. Cardholders receive fraud protection and the ability to manage accounts through our mobile banking app.
Savings Accounts
Our savings solutions include traditional share savings accounts, certificates of deposit, and money market accounts with tiered interest rates. We offer specialized IRAs for retirement planning and competitive rates for long-term deposits. All savings products are backed by NCUA federal insurance up to $250,000 per member.
Questions
What auto loan rates do you currently offer?
Our current auto loan rates start at 5.64% APR for qualified members with excellent credit. Special discounts are available for electric and hybrid vehicles.
Do you offer home equity financing options?
Yes, we provide both fixed-rate home equity loans and variable-rate HELOCs to help you access your home's equity for renovations or major expenses.
How can I access online banking services?
You can access our 24/7 online banking through our website or mobile app, which includes features like bill payment, digital wallet integration, and account alerts.
Are my deposits insured at your credit union?
Yes, all deposits are federally insured up to $250,000 by the NCUA, a U.S. government agency that protects member deposits.
What credit card options are available?
We offer VISA Premier and Platinum credit cards with cashback rewards, as well as a special 9.99% APR card for balance transfers and everyday use.
Do you provide student loan options?
Yes, we offer student loan programs to help with educational expenses, including both federal and private loan options through our lending services.
