Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Brigham City
Members First Credit Union has been a trusted partner in financial growth since 1953, serving communities with personalized service and competitive rates. As a member-owned institution, we prioritize our members' success through tailored financial solutions, including loans, mortgages, and savings accounts. Our commitment to local communities is reflected in our accessible branch network and digital banking tools designed for convenience. With over 70 years of experience, we combine deep industry knowledge with innovative technology to meet diverse financial needs. Our team of professionals adheres to the highest standards of integrity, ensuring transparent communication and ethical practices.We maintain authoritativeness through federal insurance coverage and partnerships with trusted networks like Co-Op ATM. Our reliability is demonstrated through 24/7 digital access, flexible loan terms, and community-focused initiatives. We continuously invest in secure platforms, including mobile banking apps and online loan applications, to enhance user experience. Our dedication to member satisfaction is evident in fee-free services, personalized support, and educational resources. This combination of experience, expertise, and trustworthiness positions us as a leader in member-centric financial services.
Services
Auto Loans
Personal Loans
Home Equity Loans
Certificates
Mortgages
Checking Accounts
Mobile Banking
ATM Access
Safe Deposit Boxes
Online Loan Applications
Details
- Year established: 1953
Highlights and features
- We've served local communities with personalized financial solutions since 1953
- Our member-owned structure prioritizes your financial success over profits
- We offer 24/7 digital banking with advanced security and mobile convenience
- Our competitive loan rates include specialized options for home, auto, and personal needs
- We provide financial education resources and community development initiatives
Associations and certifications
- National Credit Union Administration
Services
Auto Loans
Our tailored auto loans offer competitive rates for new and used vehicles. With flexible terms up to 7 years and low fixed rates starting at 4.49%, we help members purchase cars, motorcycles, or recreational vehicles. Our financing options include 100% financing for qualified buyers, making vehicle ownership accessible and affordable.
Home Equity Loans
Access your home's equity with fixed-rate loans up to $400,000. Our home equity loans offer terms up to 20 years at rates starting from 7.24%, ideal for home improvements, debt consolidation, or major purchases. We provide both first and second lien options with personalized repayment plans.
Personal Loans
Flexible personal loans up to $5,000 with terms up to 12 months at 9.25% APR. These unsecured loans suit various needs including vacations, medical expenses, or emergency funds. We offer quick approval processes and direct deposit options for immediate access to funds.
Certificates
Secure savings options with guaranteed returns through share certificates. Terms range from 12 months at 4.25% APY, with minimum deposits starting at $500. Our certificates provide higher yields than standard savings accounts while maintaining federal insurance protection up to $250,000.
Mobile Banking
24/7 access to financial management through our mobile app. Features include balance checks, fund transfers, bill payments, and check deposits via smartphone. The app uses multi-layer security protocols while offering convenient tools like Apple Pay integration and real-time transaction alerts for enhanced financial control.
Questions
How do I apply for a loan?
Complete our online application or visit any branch. We require basic personal information, financial details, and loan purpose specifics for processing.
What are the membership requirements?
Eligibility includes living in Box Elder or Cache County, having family members with existing accounts, or working at one of our partner organizations.
Is my money insured?
Yes, all deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA).
Do you offer 24/7 banking services?
Our ATMs operate 24/7, and mobile banking provides round-the-clock access to account management features and transactions.
How can I report a lost card?
Call 888-297-3416 within the US or 206-389-5200 internationally to report lost or stolen cards immediately.
What online banking features are available?
Our digital platform supports bill payments, fund transfers, check deposits, account monitoring, and loan applications from any internet-connected device.
