Business Details
Your Trusted Partner for Member-First Financial Solutions
Established to prioritize member needs over profits, City & County Credit Union offers a comprehensive range of financial services designed to empower individuals and communities. Our member-owned structure ensures that profits are reinvested to benefit customers through lower fees, competitive rates, and free financial tools. With a dedicated team focused on personalized solutions, we guide members through every financial milestone, from first-time homeownership to managing life's unexpected challenges.Our digital resources, including financial wellness guides and educational workshops, equip members with knowledge to build stronger financial habits. By combining straightforward banking products with innovative digital solutions, we deliver accessible, transparent financial services that adapt to evolving life stages and goals.
Services
Mortgages
Auto Loans
Credit Cards
Savings Accounts
Personal Loans
Business Solutions
Free Checking
CD Accounts
Financial Education
Scholarships
Highlights and features
- We offer fee-free checking accounts with straightforward features
- Our competitive mortgage rates start as low as 6.179% APR
- We provide free financial education resources and workshops
- Our member-owned structure returns profits to customers
- We deliver personalized service without sales-driven approaches
Services
Mortgages
We offer competitive mortgage solutions for first-time buyers and experienced homeowners. Our 30-year fixed rates start at 6.179% APR, making homeownership accessible while maintaining transparent terms. Dedicated loan specialists guide clients through the entire purchasing process.
Auto Loans
Our auto financing options feature rates as low as 4.99% APR for qualified buyers. We provide quick approvals and flexible terms for new and used vehicle purchases. Members can apply online or through local dealership partners.
Credit Cards
We offer multiple credit card options with rates starting at 12.00% APR. Features include fraud protection, contactless payments, and no hidden fees. Our cards help build credit while offering spending flexibility.
Savings Accounts
Our savings solutions include basic accounts and high-yield options. Members can choose from fee-free standard accounts to competitive CD products like our 9-Month CD at 4.20% APY.
Personal Loans
We provide unsecured personal loans for debt consolidation, home improvements, or unexpected expenses. Competitive rates and flexible repayment terms help members achieve financial stability with manageable monthly payments.
Questions
What membership benefits does CCCU offer?
Members receive lower fees, profit-sharing dividends, and access to free financial tools and educational resources.
How do I qualify for mortgage rates as low as 6.179% APR?
Our competitive rates apply to qualified applicants with good credit scores and stable income verification.
What loan products does City & County Credit Union provide?
We offer auto loans, personal loans, mortgages, home equity products, and business financing solutions.
Are there any hidden fees with CCCU accounts?
We guarantee transparency with no hidden fees across all our banking products and services.
What financial education resources are available?
We provide free financial wellness guides, budgeting workshops, and online courses covering multiple topics.
How does the credit union differ from traditional banks?
As a member-owned cooperative, we reinvest profits to benefit customers through better rates and lower fees.
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