Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Minnesota
Blaze Credit Union has been guiding members along their financial journeys since 1931. With a heritage rooted in Midwestern values of community and integrity, we offer a comprehensive range of financial services designed to empower individuals and families. Our member-owned cooperative structure ensures earnings are reinvested into lower rates and fewer fees. With 28 Minnesota branches and over 250,000 members, we combine personalized service with innovative digital solutions. Our commitment to financial education and community development extends through our foundation's scholarship programs and local partnerships. We maintain industry-leading standards through NCUA insurance and continuous operational improvements.Our experienced team delivers tailored solutions for mortgages, vehicle loans, savings products, and retirement planning. Through multiple Star Tribune and Forbes recognitions, we've solidified our position as Minnesota's third-largest credit union. Our unique member benefits include co-branded debit cards with local sports teams and educational institutions. We prioritize security through 24/7 fraud monitoring and biometric authentication options. Whether through in-branch consultations or digital platforms, we remain dedicated to creating better lives for our members.
Services
Mortgage Loans
Auto Loans
Savings Accounts
Money Market Accounts
Certificates
Retirement Planning
Digital Banking
Credit Cards
Construction Loans
Community Grants
Details
- Year established: 1931
Highlights and features
- Member-owned cooperative structure with local decision-making
- Competitive rates with no hidden fees or origination costs
- 28 Minnesota branches with extended service hours
- Bilingual staff and culturally tailored financial programs
- Recognized as Minnesota's Best in multiple Star Tribune categories
Associations and certifications
- NCUA
What people say
Friendly staff
Great service
Quick approvals
Community focus
Reliable banking
Services
Mortgage Loans
Blaze offers comprehensive mortgage solutions including fixed-rate, adjustable-rate, and no origination fee options. We specialize in local market expertise with Minnesota-based loan officers. Our innovative re-lock guarantee allows rate adjustments during ARM terms. We facilitate purchases, refinancing, and construction projects with personalized guidance throughout the process.
Auto Loans
Our competitive vehicle loan rates start at 4.49% APR with flexible terms up to 36 months. Available for new and used vehicles, with special programs for members' loyalty. Online applications receive quick approvals, and financing includes motorcycles, boats, and specialty vehicles through our lending network.
Savings Accounts
We provide multiple savings options including standard shares, money market accounts, and specialty products for children and teens. All accounts earn competitive dividends with tiered rates for larger balances. Members enjoy free ATM access and overdraft protection linked to share savings accounts.
Digital Banking
Our comprehensive digital platform includes mobile banking, bill payment, and remote check deposit. Biometric security features protect accounts while enabling convenient access. Members can manage finances, monitor transactions, and receive real-time alerts through customizable notification preferences.
Community Programs
Through the Blaze Foundation, we award scholarships, community grants, and financial education programs. Annual donations exceed $1 million to local nonprofits supporting youth development, financial literacy, and underserved communities across Minnesota.
Questions
What loan programs do you offer for first-time homebuyers?
We offer 1% down payment options and Home Ready programs with low down payments and reduced mortgage insurance requirements.
How can I access my accounts after hours?
Our digital banking platform provides 24/7 access to account management, bill payment, and mobile check deposit features.
Do you have bilingual service options available?
Yes, we offer bilingual services in Spanish and Hmong through dedicated loan officers and customer service representatives.
What makes you different from other credit unions?
We combine local decision-making with statewide coverage and unique member benefits like sports team partnerships and educational scholarships.
How quickly can I get approved for a vehicle loan?
Many members receive online loan approvals within minutes, with funds typically available the same business day after approval.
