Business Details
18 Years
experience
Your Trusted Minnesota Financial Partner
West Metro School Credit Union was established through the 2008 merger of Hopkins Schools Credit Union and Edina Schools Credit Union, combining over 60 years of service. We operate as a not-for-profit financial institution where members are also owners, reinvesting all earnings into higher savings yields, lower loan rates, and enhanced services. Our board of directors, composed of seven volunteer members, establishes policies and ensures our operations prioritize member benefits over profit. We serve employees of Hopkins, Edina, and Wayzata Public Schools, their families, and students in those districts. Our commitment to superior financial products and personalized service remains unwavering since our founding.We offer a full range of deposit accounts, loans, and credit card solutions tailored to meet diverse financial needs. Our team of experienced professionals delivers expert guidance and competitive rates, ensuring members achieve their financial goals. Security and privacy are paramount, with strict protocols in place to protect member information. With three convenient locations in Minnesota, we provide accessible, community-focused banking. Our mission is to empower members through financial education, responsible lending, and exceptional service, fostering long-term financial well-being.
Services
Savings Accounts
Checking Accounts
Vehicle Loans
Personal Loans
Home Loans
Credit Cards
Loan Refinancing
Deposit Accounts
Details
- Year established: 2008
Highlights and features
- We reinvest earnings to provide higher savings yields and lower loan rates.
- Our board of directors prioritizes member benefits over profit.
- We specialize in financial services tailored for school employees and families.
- Competitive rates and fee-free refinancing options are available.
- Three convenient Minnesota locations with personalized service.
Associations and certifications
- NCUA
Services
Savings Accounts
Our savings accounts provide secure, federally insured options to grow your money. Members earn competitive dividends while maintaining easy access to funds. With no hidden fees and flexible terms, these accounts help achieve short-term and long-term financial goals through responsible saving habits.
Vehicle Loans
We offer low-rate vehicle loans for new and used car purchases with streamlined approval processes. Competitive financing terms and fee-free refinancing options help members reduce costs. Our loan experts provide personalized guidance to find the best solution for individual financial situations and driving needs.
Personal Loans
Flexible personal loans support various financial needs, from debt consolidation to emergency expenses. We provide fixed interest rates and manageable repayment schedules. No collateral requirements make these unsecured loans accessible for qualifying members seeking financial flexibility without asset risk.
Credit Cards
Our credit cards combine competitive rates with member-focused benefits. Features include fraud protection, travel insurance, and rewards programs. Responsible credit usage is encouraged through financial education resources and personalized account management tools to help build and maintain strong credit scores.
Loan Refinancing
Fee-free refinancing options allow members to reduce interest costs on existing loans. We evaluate current terms and offer improved rates to lower monthly payments. This service helps members achieve better financial stability through optimized debt management solutions tailored to individual circumstances.
People
Crystal Schuman
President
Crystal Schuman leads with over 20 years of credit union experience, focusing on member-centric financial solutions. She prioritizes community engagement and operational excellence.
Nick Bielfelt
Vice President
Nick Bielfelt oversees lending operations with expertise in consumer finance. He specializes in creating accessible loan products for diverse member needs.
Mary Kay Myrmel
Board Chair
Mary Kay Myrmel chairs the volunteer board, guiding policy and strategic direction. Her leadership emphasizes financial education and member advocacy.
Patricia Wright
Board Member
Patricia Wright contributes policy expertise and financial oversight. She advocates for transparent operations and member-driven decision-making processes.
Lisa Walker
Vice Chair
Lisa Walker supports strategic planning and community outreach initiatives. She focuses on expanding financial literacy programs for local schools.
Questions
Who is eligible to join West Metro Schools Credit Union?
Eligibility includes employees of Hopkins, Edina, and Wayzata Public Schools, their families, and students in those districts.
What loan products do you offer?
We provide vehicle loans, personal loans, home loans, credit cards, and refinancing options with competitive rates.
Are my deposits insured?
Yes, savings are federally insured up to $250,000 by the NCUA, backed by the U.S. government.
Do you have summer branch hours?
Yes, summer hours at most locations are 9:00 AM - 3:30 PM Monday-Friday.
What security measures protect my account?
We use encryption, fraud monitoring, and require no sensitive information via unsecured channels to safeguard member data.
