Empowering members to achieve their financial goals
Our Vision
ESL Trust Services, LLC, is dedicated to empowering individuals and families to achieve financial well-being through personalized financial guidance and innovative solutions. We believe everyone deserves access to professional resources that enable them to reach their financial goals and secure their future.
Who We Are
Our team of experienced professionals comes from diverse backgrounds in finance, investment, and trust services. We are passionate about helping clients navigate the complexities of personal and business finances with clarity, confidence, and support. We strive to create customized plans that address your unique needs and aspirations.
Personal Services
- Comprehensive financial planning and wealth management
- Investment services and retirement planning
- Estate planning and trust services
- Credit and debt management
- Insurance planning and risk mitigation
- Personal financial education and guidance
Business Services
- Business succession planning and wealth preservation
- Employee benefit plan design and administration
- Commercial and small business financing options
- Financial consulting and risk management
- Corporate trustee and executor services
What Sets Us Apart
- Personalized Approach: We take the time to understand your individual goals, challenges, and risk tolerance.
- Client-centered Philosophy: We prioritize open communication, transparency, and client involvement in every step of the process.
- Comprehensive Solutions: We offer a wide range of services to address your diverse financial needs.
- Experienced Team: Our professionals are highly skilled and dedicated to delivering exceptional client experiences.
Our Commitment
At ESL Trust Services, we are committed to:
- Providing exceptional customer service and responsiveness
- Building lasting relationships with our clients
- Delivering customized solutions tailored to your unique needs
- Maintaining the highest ethical standards and industry best practices
- Making a positive impact in the community through financial education and outreach programs
Security and Privacy Concerns
Some reviewers have raised serious concerns about the security and privacy of their accounts with ESL Federal Credit Union. One reviewer, Joshua Zayas, reported that the Chestnut location allowed someone else to deposit into his account, change his personal account information, and obtain his membership and account numbers. Another reviewer, Ether Shakur, has had her account constantly hacked, requiring her to repeatedly replace her debit cards.
Billing and Payment Issues
Several reviewers have reported issues with ESL's billing and payment processes. Lawrence Barnes warned that ESL's "Bill Pay" feature can result in the credit union taking money out of the payer's account even if the check is not cashed. Additionally, David Nashburn was denied a refinancing loan and was told that he needed a co-signer, despite having a long history of good standing loans with the credit union.
Poor Customer Service
Some reviewers have expressed frustration with ESL's customer service. P. S. reported that the drive-up service at the Chestnut location is very slow, while Juan Mercado was unhappy with the trust department's handling of his Supplemental Needs Trust.
Fraud and Predatory Practices
Anthony Curry reported that his niece was approved as a co-signer for a loan without his knowledge or consent, and believes that the loan may be fraudulent and predatory. He also questioned how ESL became the bank for the loan when none of the inquiries were from the credit union.
Positive Experience
One reviewer, Dwight Jones, had a positive experience with a representative named Phil who went above and beyond to help him fix issues with his business account.
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