Business Details
Your Trusted Online Bank for High APY Checking & Savings
At Axos Bank, we believe your money deserves better returns and smarter tools to help you reach your financial goals faster. Our Axos ONE Checking + Savings account combines high annual percentage yields, early paydays, and zero monthly maintenance fees into a single solution designed for modern financial needs. With advanced data protection, FDIC insurance, and cutting-edge digital security tools, we prioritize your account's safety while delivering a seamless online banking experience.Our award-winning mobile app empowers you to manage personal and business finances, invest, and plan for the futureall from one intuitive platform. Recognized as The Ascent's Best Online Bank and Millennial Money's top choice for savings and checking, we combine competitive rates with exceptional customer service. From biometric authentication to customizable account alerts, our features are built to simplify your financial life while ensuring maximum security and convenience.
Services
Checking Accounts
Savings Accounts
Personal Loans
Auto Loans
Mortgages
Mobile Banking
Bill Pay
Debit Card Management
Account Alerts
Biometric Authentication
Highlights and features
- We offer up to 4.51% APY with no monthly maintenance fees on combined checking and savings accounts
- Our award-winning mobile app provides seamless digital banking with biometric authentication
- We guarantee FDIC insurance coverage up to $250,000 per individual account
- Our customer service team provides personalized assistance with account management
- We implement advanced data protection and digital security tools for account safety
Associations and certifications
- FDIC
What people say
Great security checks
Excellent customer service
Impressed with mobile deposit
Friendly and helpful reps
Sleek banking app
Services
Savings Accounts
Our high-yield savings accounts offer competitive interest rates with FDIC insurance up to $250,000. Designed for both short-term goals and long-term wealth building, these accounts provide liquidity while maximizing returns. Customers benefit from digital tools that track savings growth and automate transfers to help achieve financial objectives efficiently.
Mobile Banking
The Axos mobile app delivers comprehensive banking capabilities through biometric authentication and real-time account management. Users can deposit checks, pay bills, transfer funds, and monitor transactions from any mobile device. This 24/7 accessible platform combines convenience with advanced security features for seamless financial management on the go.
Checking Accounts
Our no-fee checking accounts provide unlimited transactions with early payday access and integrated savings features. Designed for everyday spending and financial flexibility, these accounts include customizable alerts and budgeting tools. Customers enjoy the convenience of mobile check deposit and instant peer-to-peer payments without monthly maintenance charges.
Personal Loans
Axos offers unsecured personal loans with competitive rates for debt consolidation, major purchases, or emergency expenses. The streamlined application process provides quick approval decisions and direct fund disbursement. Flexible repayment terms and transparent fee structures make these loans ideal for borrowers seeking financial solutions without collateral requirements.
Account Security
Our multi-layered security system combines biometric authentication, real-time fraud monitoring, and encrypted communications to protect customer accounts. Features include customizable transaction alerts and instant card control through the mobile app. This comprehensive approach ensures both personal and business accounts maintain maximum protection against emerging cyber threats.
Questions
What APY rates does Axos Bank offer on savings accounts?
Axos Bank offers up to 4.51% APY on savings accounts with no monthly maintenance fees. Rates may vary based on account type and balance requirements.
How secure is Axos Bank's mobile app?
Our mobile app uses biometric authentication, encrypted communications, and real-time fraud detection to ensure maximum account security for all transactions.
Are Axos Bank accounts FDIC insured?
Yes, all Axos Bank deposit accounts are FDIC insured up to $250,000 per individual account and $500,000 for joint accounts.
Can I manage my Axos Bank account 24/7?
Yes, our online banking platform and mobile app provide 24/7 account access for transactions, bill payments, and customer service requests.
What loan options are available at Axos Bank?
Axos Bank offers personal loans, auto loans, and mortgages with competitive rates. Business banking customers can access specialized lending solutions through our commercial division.
