Business Details
17 Years
experience
Fast Private Money Loans in California | Maggio Capital
Maggio Capital was founded in 2009 with a mission to provide innovative private money lending solutions across California. Our team specializes in originating, underwriting, and facilitating non-traditional residential and commercial mortgages, offering flexible terms for diverse property types and purposes. With over 15 years of combined experience in real estate and lending, we leverage our investor network to deliver competitive financing options tailored to unique client needs. Our streamlined process ensures same-day approvals and rapid funding, often within 10 days, without requiring FICO scores or upfront fees. Licensed by the California Department of Real Estate and the Nationwide Mortgage Licensing System, we maintain a 5-star Yelp rating through exceptional customer service and transparent communication.Our expertise spans short-term rentals, primary residences, acquisition deals, fix-and-flip projects, and commercial properties, with loan amounts ranging from $50,000 to $5 million+. As San Diego's top hard money lender, we prioritize speed, flexibility, and personalized support to help clients achieve their financial goals. Our leadership team, including founder Carl Maggio, brings decades of local market knowledge and a commitment to resolving complex lending challenges efficiently. This combination of regulatory compliance, industry recognition, and client-centric values establishes Maggio Capital as a trusted authority in California's private lending sector.
Services
Residential Loans
Commercial Loans
Fix and Flip Loans
Rehab Loans
Short-Term Rentals
Primary Residence Loans
Acquisition Financing
Details
- Year established: 2009
Highlights and features
- We offer same-day loan approvals with no FICO score requirements
- Our team provides rapid funding, often within 10 days of application
- Maintain a 5-star Yelp rating for exceptional customer service
- Licensed by California Department of Real Estate (#01883341)
- Specialize in non-traditional financing for complex real estate scenarios
Associations and certifications
- California Department of Real Estate
- Nationwide Mortgage Licensing System (NMLS)
What people say
Unparalleled customer service
Fast closing timelines
Polite and professional team
No hidden fees
Expertise in complex scenarios
Services
Residential Loans
Private money loans for residential properties including primary residences and investment homes. We offer flexible terms with rapid approval processes that bypass traditional banking requirements. Our solutions accommodate unique property conditions and ownership structures while maintaining competitive rates for California real estate investors.
Commercial Loans
Hard money financing for commercial real estate transactions including office buildings, retail spaces, and industrial properties. Our specialized underwriting considers property value and business cash flow rather than corporate credit scores. Loans support acquisitions, refinancing, and development projects with expedited closing timelines.
Fix and Flip Loans
Short-term loans designed for real estate investors renovating and reselling properties. We provide funding for purchase and renovation costs with flexible draw schedules. Our process accommodates changing project scopes while maintaining fast approval timelines essential for competitive real estate markets.
Rehab Loans
Construction financing solutions for property improvement projects including structural repairs, system upgrades, and cosmetic renovations. Funds are disbursed in stages based on completion milestones, supporting both residential and commercial rehabilitation efforts across California's major metropolitan areas.
Short-Term Rentals
Specialized financing for Airbnb and other short-term rental properties. We understand unique regulatory requirements and income potential, offering loan terms that accommodate fluctuating occupancy rates while providing rapid capital access for property acquisition or portfolio expansion.
People
Carl Maggio
Principal & Founder
Carl Maggio founded Maggio Capital in 2009 after building extensive real estate experience since 1995. A licensed California real estate broker since 1997, he graduated from Arizona State University and specializes in innovative private lending solutions. His local market expertise and commitment to client satisfaction have established the company as San Diego's top hard money lender.
Questions
What types of loans does Maggio Capital offer?
We provide residential and commercial hard money loans for fix-and-flip projects, rehab, short-term rentals, primary residences, and acquisition deals across California.
Do you require credit scores for loan approval?
No FICO scores are required. We focus on property value and borrower equity rather than traditional credit metrics.
How quickly can loans be funded?
Most loans close within 10 days, with same-day approvals available through our streamlined underwriting process.
What areas do you serve?
We operate statewide in California, including major markets like San Diego, Los Angeles, Orange County, Sacramento, and the San Francisco Bay Area.
Are there upfront fees for loan applications?
No upfront fees are required. We eliminate hidden costs through transparent pricing structures.
