Business Details
11 Years
experience
Trusted Private Lending Solutions in Los Angeles, CA
At Salas Financial, we pride ourselves on being deeply committed to every loan we handle, ensuring personalized service from origination to payoff. With over 30 years of experience in the private lending industry, our president Maria Salas brings unparalleled expertise and dedication to our clients. Our broker Joe Salas, with nearly 70 years of industry experience, complements our team's ability to deliver tailored financial solutions. Celebrating our 10th anniversary in 2024, we have built a reputation for integrity, efficiency, and client-focused service. Our approach emphasizes transparency, with a single point of contact for each client to streamline communication and decision-making. We specialize in Trust Deed investing, loan origination, and comprehensive loan servicing, catering to diverse property types including commercial, residential, and cannabis operations.Our team's extensive experience enables us to offer fast funding, with an average loan closing time of 7-14 days, providing critical support for time-sensitive projects. We maintain strong relationships with investors, borrowers, and referring agents through consistent performance and personalized attention. Our commitment to excellence is reflected in testimonials highlighting our exceptional service, competitive rates, and professional conduct. As industry leaders, we continue to innovate while upholding the values that have driven our success over the past decade.
Services
Trust Deed Investing
Loan Servicing
Loan Origination
Construction Loans
Cannabis Operation Loans
Details
- Year established: 2015
Highlights and features
- We offer 30+ years of private lending expertise from our leadership team
- Our average loan closing time is 7-14 days for urgent financing needs
- We provide comprehensive loan servicing with a single point of contact
- We specialize in hard money loans for unconventional real estate projects
- Our 10-year track record demonstrates consistent industry leadership
What people say
Easy and simple investments
Exceptional professionalism
Fast loan processing
Reliable monthly returns
Competitive rates
Services
Trust Deed Investing
Our Trust Deed investing program offers high returns with secured real estate collateral. Investors receive regular monthly payments through our comprehensive loan servicing. We maintain strict underwriting standards to ensure investment security while delivering competitive returns.
Loan Servicing
We provide end-to-end loan servicing solutions including payment processing, escrow management, and investor reporting. Our system ensures timely distributions and maintains detailed loan documentation. Clients benefit from dedicated support throughout the loan lifecycle.
Loan Origination
Our private lending services specialize in hard money loans for real estate investors and developers. We offer fast approvals with flexible terms for commercial, residential, and cannabis-related properties. The average closing time is 7-14 days from application.
Construction Loans
We provide specialized construction financing for spec builders and real estate developers. Our loans support ground-up development and major renovation projects. Funds are disbursed in stages based on project milestones and inspections.
Cannabis Operation Loans
We offer tailored financing solutions for cannabis cultivation and processing facilities. Our team understands the unique challenges of this industry and provides specialized loan structures. We work with operators in compliance with state regulations.
People
Maria Salas
President
With 30+ years in private lending, Maria leads Salas Financial's strategic direction. Her expertise in Trust Deed investments and loan origination drives our market leadership. Maria focuses on maintaining our high service standards and investor relations.
Joe Salas
Broker
As a broker with nearly 70 years of industry experience, Joe specializes in loan origination and investor relations. His deep market knowledge helps clients navigate complex financing scenarios. Joe ensures our lending solutions meet both client needs and regulatory requirements.
Questions
What property types do you lend on?
We finance commercial properties (offices, retail, mixed-use), single-family residences, construction projects, vacant land, and cannabis operations.
Do you offer owner-occupied loans?
Yes, for business-purpose loans. We require clear documentation of business use for owner-occupied properties.
Why use hard money loans?
Hard money loans provide fast funding (7-14 days) for time-sensitive deals and serve borrowers with non-traditional credit situations.
How are investor returns handled?
We provide regular payments to Trust Deed investors through our comprehensive loan servicing platform, ensuring timely distributions.
What makes Salas Financial unique?
Our 30+ years of combined experience, single-point-of-contact approach, and fast closing times differentiate us in private lending.
