Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Long Beach, CA
Founded in 1968 as Licomto Federal Credit Union, we began by serving employees of Little Company of Mary Hospital in Torrance, CA. Over decades, we expanded our membership to include health professionals across Southern California and merged with multiple credit unions to better serve diverse communities. Today, we operate under the name CalCom Federal Credit Union, reflecting our commitment to California communities. Our not-for-profit structure ensures all earnings benefit members through competitive financial products and services.We pioneered Shared Resource Solutions to enhance efficiency for small credit unions and co-founded the Southern California Credit Union Alliance to foster collaboration. Governed by a democratically elected board and regulated by the NCUA, we prioritize technology, operational efficiency, and community engagement. Our core values of community, accountability, loyalty, and innovation guide every decision. With full-time professionals and a member-owned model, we remain dedicated to enhancing financial well-being for all our members.
Services
Savings Accounts
Vehicle Loans
Personal Loans
HELOC
Visa Credit Cards
Online Banking
Mobile Banking
ATM Access
IRAs
Share Certificates
Details
- Year established: 1968
Highlights and features
- We have served California communities since 1968 with member-focused financial solutions.
- Our not-for-profit structure ensures all earnings benefit members directly.
- We offer competitive rates on loans, savings, and retirement accounts.
- 24/7 access to 30,000+ surcharge-free ATMs nationwide through the CO-OP Network.
- Pioneers in collaborative credit union management models for improved efficiency.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Vehicle Loans
We offer competitive vehicle loans with flexible terms for new and used car purchases. Our rates prioritize member affordability while maintaining financial sustainability. Dedicated support helps members navigate loan options tailored to their budget and needs.
HELOC
Our Home Equity Lines of Credit provide accessible funds for home improvements, debt consolidation, or major expenses. With variable rates and draw periods, members gain financial flexibility backed by expert guidance.
Visa Credit Cards
We issue Visa credit cards with rewards programs, fraud protection, and competitive APRs. Cards include features like mobile payment integration and customizable spending controls for secure, modern financial management.
Online Banking
Our online platform enables 24/7 account management, bill payments, and transaction monitoring. Security features include multi-factor authentication and real-time fraud alerts for safe, convenient access.
Share Certificates
Share certificates offer higher interest rates for members committing funds to fixed terms. Terms range from short to long-term, providing predictable growth opportunities for savings goals.
Questions
How do I become a member of CalCom Federal Credit Union?
Membership is open to individuals in California communities we serve. Visit our website or contact us directly to start the application process.
What online banking features are available?
Our online banking includes bill pay, account transfers, eStatements, and real-time transaction alerts accessible via desktop or mobile devices.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
Do you offer mortgage loans?
We provide real estate loans and HELOCs for home purchases, refinancing, or property improvements with personalized rate options.
What should I do if my card is lost or stolen?
Report lost/stolen cards immediately via our mobile app, website, or by calling 855.922.5266 for 24/7 emergency assistance.
How can I locate surcharge-free ATMs?
Use the CO-OP Network app or text your zip code to 91989 to find 30,000+ surcharge-free ATMs nationwide, including deposit-taking locations.
