Business Details
50+ Years
experience
Your Trusted Financial Partner for Savings, Loans & More
Since 1947, VA Desert Pacific Federal Credit Union has provided steadfast financial services to VA employees, retirees, and their families. As a member-owned institution, we prioritize flexibility, connection, and integrity in delivering personalized financial solutions. Our mission focuses on empowering members to achieve financial goals through competitive products like savings accounts, loans, and mortgage services.With a commitment to returning value to members through lower rates and higher dividends, we combine decades of experience with a community-driven approach. Our team emphasizes transparency, accountability, and tailored support to ensure members feel valued and financially secure.
Services
Savings Accounts
Checking Accounts
Personal Loans
Vehicle Loans
Home Loans
Credit Cards
Mortgage Services
Online Banking
Mobile Banking
Financial Education
Details
- Year established: 1947
Highlights and features
- We offer competitive interest rates on savings and loans.
- Our member-owned structure ensures your financial success is our priority.
- Access 30,000+ surcharge-free ATMs nationwide.
- We provide personalized loan solutions with flexible terms.
- Our team prioritizes transparency and ethical financial practices.
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Excellent service
Friendly staff
Helped credit recovery
Competitive rates
Personalized solutions
Services
Personal Loans
Flexible personal loans from $1,000 to $30,000 with fixed rates and terms up to 5 years. Ideal for debt consolidation, unexpected expenses, or major purchases. Members benefit from quick approval and no prepayment penalties.
Home Loans
Comprehensive mortgage solutions including fixed-rate, adjustable-rate, and VA loans. Our team guides members through the process from pre-approval to closing, offering competitive rates and personalized terms for home purchases or refinancing.
Savings Accounts
High-yield savings options like Membership Share Accounts, Christmas Club, and Money Market Accounts. Earn tiered dividends with balances over $10,000 and enjoy NCUA insurance up to $250,000.
Vehicle Loans
Low-rate financing for new/used cars, motorcycles, RVs, and boats. Flexible terms, instant approval options, and partnerships like Autoland discounts ensure affordable payments and hassle-free ownership.
Online Banking
24/7 access to account management, bill pay, mobile check deposit, and real-time transaction tracking. Secure platforms ensure convenience for members managing finances remotely.
Questions
Who is eligible to join VA Desert Pacific Federal Credit Union?
Eligibility extends to VA employees, retirees, and their families, including spouses, children, and grandchildren.
What loan types do you offer?
We provide personal loans, vehicle loans, home loans, home equity loans, and credit-builder secured loans.
How can I access my accounts 24/7?
Use our mobile banking app or online banking platform to manage accounts, pay bills, and view statements anytime.
Are my deposits insured?
Yes, funds are insured up to $250,000 by the National Credit Union Administration (NCUA).
Do you offer mortgage refinancing options?
Yes, we provide fixed-rate, adjustable-rate, and VA mortgage refinancing with competitive rates.
