Business Details
30 Years
experience
Your Trusted Mortgage Partner in Long Island
Weatherstone Mortgage has been a trusted mortgage brokerage since 1996, dedicated to simplifying the home financing process for Long Island residents. Our team combines over 25 years of industry expertise with personalized service, offering access to a wide range of loan products through wholesale lending partnerships. Licensed in New York and Florida, we have successfully facilitated over $3 billion in loans for 4,500+ clients, prioritizing transparency and client education throughout the origination process. Our commitment to excellence is evidenced by our repeat business and referrals from satisfied homeowners, real estate professionals, and financial advisors.Specializing in conventional, FHA, VA, and jumbo loans, we provide tailored solutions for first-time buyers, investors, and those seeking refinancing options. Our Long Island-based team maintains strong relationships with local lenders, attorneys, and inspectors to streamline the mortgage journey. With a focus on building lasting client relationships, we treat every borrower as part of the Weatherstone family. Our proven track record of navigating complex market conditions ensures clients receive competitive rates and expert guidance at every stage.
Services
Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Low Income Loans
Details
- Year established: 1996
Highlights and features
- We have over 25 years of mortgage industry experience serving Long Island residents
- Our wholesale lending network provides exclusive access to competitive loan products
- We offer personalized guidance through every stage of the mortgage process
- Our team maintains strong relationships with local real estate professionals
- We've successfully facilitated over $3 billion in loans for 4,500+ satisfied clients
What people say
Best mortgage company
Knowledgeable and personable
Process so simple
Recommend to anyone
Excellent service
Services
Purchase Loans
Weatherstone Mortgage provides comprehensive purchase loan solutions for various property types including single-family homes, condos, and investment properties. Our team guides clients through pre-qualification, lender selection, and closing processes while offering flexible terms from 15-30 year fixed rates to adjustable-rate mortgages. With access to wholesale lending networks, we secure competitive rates tailored to individual financial situations.
Refinance Loans
Our refinance services help homeowners reduce monthly payments through rate-and-term refinancing or access equity through cash-out options. Weatherstone Mortgage specialists analyze current loan terms, market conditions, and client goals to determine optimal refinancing strategies. We streamline the process with expedited closing timelines while maintaining transparent communication about costs and benefits.
FHA Loans
We facilitate FHA-insured loans for borrowers with lower down payments and credit scores starting at 580. Our experts explain FHA requirements including mortgage insurance premiums, debt-to-income ratios, and property eligibility standards. Weatherstone Mortgage assists clients in meeting federal guidelines while securing favorable terms through our lender partnerships.
VA Loans
As a certified VA loan servicer, we help eligible veterans and service members access zero-down payment mortgage options. Our team handles Certificate of Eligibility applications, explains funding fee exemptions, and navigates VA-specific underwriting requirements. We ensure military clients understand their benefits and receive competitive rates through our VA-approved lending network.
Low Income Loans
Weatherstone Mortgage offers Fannie Mae HomeReady and Freddie Mac Home Possible programs for low-to-moderate income borrowers. Our specialists explain eligibility criteria, down payment assistance options, and mortgage insurance cancellation policies. We help clients utilize rental income from accessory units and navigate credit score requirements starting at 620 for these affordable financing solutions.
People
Nicholas Ceccarini
President
Nicholas Ceccarini, founder of Weatherstone Mortgage, has over 25 years of mortgage industry experience. He leads the team in providing personalized loan solutions while maintaining strong relationships with local real estate professionals.
Christine Pinner
Head Processor
Christine Pinner oversees loan processing operations with over 20 years of mortgage industry expertise. She ensures all loans meet lender guidelines while maintaining Weatherstone's commitment to client-focused service.
Jackie Gould
Executive Assistant
Jackie Gould manages daily operations and client communications with cross-industry experience in digital media and client relations. Her organizational skills help maintain Weatherstone's efficient service delivery.
Katie Reaume
Senior Accounts Payable Specialist
Katie Reaume manages financial operations with a strategic approach to accounting processes. Her expertise contributes to Weatherstone's efficient mortgage transaction management and financial accuracy.
Ellen Pinner
Mortgage Loan Processor
Ellen Pinner brings extensive mortgage processing experience to Weatherstone. She works alongside Christine to ensure thorough documentation review and compliance with lender requirements for all loan transactions.
Questions
What mortgage loan options do you offer?
We offer conventional, FHA, VA, jumbo, and low-income loans including HomeReady and Home Possible programs for purchase or refinance needs.
How quickly can you close a mortgage loan?
Our team typically closes refinance loans within 3 weeks and purchase loans within standard market timelines through our efficient processing system.
Do you serve first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the mortgage process with FHA loans requiring 3.5% down and other affordable options.
Are VA loans available for military families?
We offer VA loans for qualified veterans, service members, and eligible spouses with zero-down payment options and competitive rates.
How do I start the mortgage process?
Contact us at 516.349.8181 to schedule a consultation where we'll review your financial situation and recommend suitable loan programs.
Do you have local lender relationships?
Yes, we maintain strong partnerships with Long Island-based lenders, attorneys, and inspectors to streamline your mortgage transaction.
