East Coast Capital

About Us

East Coast Capital has been empowering New York residents to achieve their dream of homeownership since 1999. Founded by Seth Fass, our mission has remained constant: to simplify the mortgage process and guide clients through every step of their journey. With over two decades of industry expertise, our dedicated team of professionals understands the anxieties and complexities associated with securing a mortgage.

Our Guiding Principles

At East Coast Capital, client satisfaction is our top priority. We believe in:

• Transparency: We provide clear and concise information to clients about their options and costs.
• Accessibility: We simplify the application process and offer personalized guidance every step of the way.
• Individual Attention: We treat each client as unique and tailor our approach to their individual needs and circumstances.

1. Conventional Loans

Our conventional loans are ideal for borrowers with established credit and stable income. We offer competitive rates and flexible terms to meet your specific needs.

2. FHA & VA Loans

FHA and VA loans offer unique benefits like low down payments and competitive interest rates. We can guide you through the eligibility requirements and application process for these government-backed programs.

3. Non-QM Loans

For borrowers with unique financial situations, we offer alternative financing options such as bank statement and DSCR programs. These programs provide flexibility and accessibility when traditional financing isn't feasible.

4. Refinancing Loans

Refinancing your existing mortgage can save you money, reduce your interest rate, or extend your repayment period. We'll assess your situation and provide tailored refinancing solutions.

5. Renovation Loans

These loans enable you to finance qualified home improvements and renovations concurrently with your mortgage. This option expands your budget and allows you to achieve your dream home without breaking the bank.

6. Reverse Mortgages

For eligible homeowners, a reverse mortgage allows you to convert a portion of your home equity into a regular financial payout. This can provide a reliable source of income in retirement or to cover essential expenses.

Ready to get started?

Contact us today and let our experienced loan officers guide you on your journey to homeownership or a seamless refinancing experience.