All Island Mortgage & Funding Corporation is a family-owned and operated mortgage business that has been serving clients since 1989. We are committed to helping our clients find the perfect home loan to go with their dream home. Our team of knowledgeable professionals provides efficient and quality service, making the loan process as smooth as possible. We pride ourselves on our honesty, professionalism, and extensive knowledge of our products. At All Island Mortgage & Funding Corporation, we strive to provide our clients with the lowest interest rates and closing costs possible.
Our Services
At All Island Mortgage & Funding Corporation, we offer a range of loan programs to suit the diverse needs of our clients. Here are some of the loan services we provide:
- Purchase/Refinancing: We offer loans for both purchase and refinancing of primary residences, vacation homes, and investment properties. Our team of experts will help you find the best loan program to meet your needs.
- Reverse Mortgages: We specialize in reverse mortgages for senior citizens, helping them access the equity in their homes while still living there.
- FHA Loans: We offer FHA loans for purchases and refinancing, which allow borrowers to make low down payments and get low mortgage rates.
- VA Loans: We provide VA loans for military veterans, which offer exceptional benefits, including low interest rates and no down payment requirement.
- Commercial Loans: We offer commercial loans for businesses, including debt consolidation, college financing, and business loans.
Why Choose Us
At All Island Mortgage & Funding Corporation, we understand that every client is unique, and we strive to provide customized solutions to meet their individual needs. We take the time to get to know our clients and their financial situation, so we can find the best loan program for them. We believe in transparency, and we make sure our clients know all the details and costs of their loan before closing. Our team of knowledgeable professionals is committed to providing exceptional service, making the loan process as smooth and stress-free as possible.
Our Reputation
All Island Mortgage & Funding Corporation has established a great reputation in the mortgage industry, thanks to our exceptional service and customized solutions. We have worked with many banking institutions as a broker, and we have built long-lasting relationships with our clients. Our team of professionals has the knowledge and experience to help our clients overcome any roadblocks that may arise during the loan process. We are proud of our reputation as a trusted and reliable mortgage broker, and we are committed to maintaining it.
Our Locations
We are licensed to operate in the following states: New York, New Jersey, Connecticut, Florida, Pennsylvania, Montana, Washington, Alaska, Colorado, Maine, Texas, California, Idaho, New Mexico, South Carolina, Arkansas, and Iowa. Our headquarters is located in Smithtown, NY, but we serve clients nationwide.
Professionalism and Knowledge
The reviewers praise Nick Schiano from All Island Mortgage for his exceptional professionalism, expertise, and knowledge in the mortgage industry. They highlight his ability to explain complex processes in a clear and concise manner, making the buying experience smooth and effortless.
Communication Skills
The reviewers appreciate Nick's excellent communication skills, citing his prompt responses to phone calls, texts, and emails. They mention that he is always available to answer questions and provide detailed information, making them feel informed and supported throughout the process.
Attention to Detail
The reviewers praise Nick's attention to detail, noting that he takes the time to walk them through every step of the process, ensuring that they understand the nuances of each step. They appreciate his ability to compare rates and terms, securing the best deals for them.
Availability
The reviewers praise Nick's availability, stating that he is always available, including evenings and weekends, to answer questions and address concerns. They appreciate his willingness to go above and beyond to ensure their satisfaction.
Results
The reviewers rave about Nick's ability to deliver results, securing the lowest mortgage rates and best interest terms. They mention that Nick's expertise and knowledge helped them secure their dream homes, and they are grateful for his assistance.

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