Business Details
50+ Years
experience
Your Trusted Credit Union for Personal and Business Banking Solutions
Garden State Federal Credit Union is a not-for-profit, member-owned cooperative financial institution founded in 1960. We prioritize returning excess earnings to our members through competitive rates, low fees, and personalized service. With over 4,400 members and a branch in Moorestown, New Jersey, we serve individuals and organizations across 37 member groups and 9 select communities. Our services are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) and regulated by the National Credit Union Administration (NCUA).We focus on empowering members with financial education, innovative digital tools, and a commitment to community growth. Our cooperative structure ensures every member has an equal voice in our governance. We offer 24/7 banking access through online and mobile platforms, complemented by in-person services at our branch and nationwide CO-OP Shared Branch locations. Our team combines decades of local expertise with modern financial solutions to meet diverse member needs.
Services
Personal Savings Accounts
Business Savings Accounts
Vehicle Loans
Home Equity Loans
VISA Credit Cards
Online Bill Pay
Remote Deposit Capture
Financial Planning Services
Commercial Insurance Solutions
Student Loan Programs
Details
- Year established: 1960
Highlights and features
- We operate as a not-for-profit cooperative, directly benefiting members through competitive rates and low fees.
- Our services are federally insured up to $250,000 by NCUSIF, ensuring financial security for members.
- We offer 24/7 digital banking access with mobile apps, online tools, and nationwide CO-OP Shared Branch locations.
- Our local expertise serves 37 member groups and 9 New Jersey communities with personalized financial solutions.
- We provide free financial education resources and tools to help members achieve long-term financial success.
Associations and certifications
- National Credit Union Administration (NCUA)
- National Credit Union Share Insurance Fund (NCUSIF)
What people say
Exceptional customer service
Competitive loan rates
Personalized financial solutions
Community-focused approach
Secure online banking
Services
Personal Savings Accounts
Our personal savings accounts offer secure, flexible options for building financial stability. With competitive interest rates and no minimum balance requirements, these accounts help members grow their savings while maintaining easy access to funds. Our team provides personalized guidance to help you choose the right savings strategy for your goals.
Vehicle Loans
We provide affordable vehicle loans with fixed interest rates and flexible terms for purchasing new or used cars, motorcycles, or recreational vehicles. Our streamlined application process and member-focused approach ensure competitive financing options tailored to individual credit profiles and budget needs.
VISA Credit Cards
Our VISA credit cards combine convenience with member benefits, featuring no annual fees, fraud protection, and rewards programs. Designed for everyday purchases and financial flexibility, these cards offer competitive rates and 24/7 customer support for secure transactions worldwide.
Online Bill Pay
Our free online bill pay service enables members to manage recurring and one-time payments efficiently. With scheduling options, payment tracking, and electronic processing, this tool simplifies financial management while reducing paper waste and postage costs associated with traditional checks.
Financial Planning Services
Through partnerships with certified financial advisors, we offer investment options, retirement planning, and insurance products to help members achieve long-term financial goals. Our services include personalized consultations and access to diversified portfolios tailored to risk tolerance and life stages.
People
Lisa Weaver
Branch Manager / Head Loan Officer
Lisa Weaver brings over 20 years of credit union experience to her role, specializing in mortgage lending and member financial education. She focuses on creating personalized solutions for homebuyers and loan applicants.
Michael Cesarano
Loan Officer
Michael Cesarano specializes in first mortgage programs with expertise in residential real estate financing. He has helped hundreds of members achieve homeownership through tailored loan packages and market insights.
Laurie McKenna
Loan Clerk
Laurie McKenna supports loan operations with 15 years of experience in credit analysis and documentation processing. Her attention to detail ensures efficient loan approvals and member satisfaction.
Questions
How can I become a member of Garden State Federal Credit Union?
You can join if you work for a member group, live in one of our service areas, or have family connections to existing members. Membership is free and open to all eligible applicants.
Are my deposits insured at Garden State Federal Credit Union?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) through the NCUA regulatory agency.
What digital banking services do you offer?
We provide 24/7 online banking, mobile check deposit, bill pay, account transfers, eStatements, and a personal audio teller system for phone-based transactions.
Do you offer business banking solutions?
Yes, we provide business checking accounts, commercial loans, merchant services, and specialized financial products tailored to local businesses and organizations.
How does your credit union support the local community?
We sponsor local initiatives, offer financial literacy programs, and maintain partnerships with community organizations to promote economic development and financial wellness.
Can I access my accounts outside regular business hours?
Yes, our online and mobile banking platforms provide 24/7 account access for transactions, bill payments, and financial management from any internet-connected device.
