Business Details
Your Trusted Mortgage Partner in Portland, OR
Green Family Mortgage is a local family-owned business dedicated to helping everyday people secure home loans. Founded with a commitment to personalized service, we advocate for our clients' financial success through one-to-one counseling and expert guidance. As mortgage brokers, we access multiple lenders to provide diverse loan options, competitive rates, and tailored solutions. Our experienced team specializes in conventional, FHA, VA, USDA, and commercial loans, ensuring clients receive comprehensive support for purchase, refinance, or investment needs. With a focus on transparency and innovation, we prioritize client education, simplifying complex processes while identifying unique opportunities to save clients money and streamline transactions.
Services
VA Loans
USDA Loans
Cash Out Refinance
FHA Loans
Commercial Loans
Reverse Mortgages
Renovation Loans
Jumbo Loans
Piggyback Loans
Home Equity Lines
Highlights and features
- We offer one-to-one counseling with an experienced loan officer
- We shop multiple lenders to secure better loan options
- We specialize in VA/USDA loans for zero down payment programs
- Our team provides personalized guidance through complex loan processes
- We operate with full transparency and no hidden fees
Associations and certifications
- NMLS#1627187
What people say
Outstanding job
Very professional
Low interest rate
Excellent communication
Saved me money
Services
VA Loans
VA loans provide veterans with zero down payment options and favorable terms. These government-backed mortgages eliminate mortgage insurance requirements and offer easier qualification standards. Our team specializes in VA loan processing, funding fee waivers, and refinancing options for active duty personnel and disabled veterans.
USDA Loans
USDA loans enable rural homebuyers to purchase homes with 100% financing. These government-backed mortgages accommodate lower credit scores and income requirements. We help clients navigate eligibility criteria, property location restrictions, and 38-year term options for qualified applicants in designated rural areas.
Cash Out Refinance
Cash-out refinancing allows homeowners to access equity through new mortgage loans. Our brokers help clients evaluate 80% LTV limits, debt consolidation opportunities, and investment property financing. We offer competitive rates for both owner-occupied and non-owner occupied properties with streamlined documentation.
FHA Loans
FHA loans provide low-down payment options with flexible credit requirements. Our experts guide clients through minimum 3.5% down payments, mortgage insurance cancellation requirements, and refinancing possibilities. We specialize in helping first-time buyers and those rebuilding credit access affordable financing.
Commercial Loans
Our commercial loan services cater to investors seeking property financing solutions. We offer flexible documentation options, multi-family loan programs, and construction financing for commercial properties. Our brokers connect clients with specialized lenders offering competitive terms for income-producing real estate.
People
Lauren Green
Owner and Loan Officer
With over a decade of mortgage industry experience, Lauren Green leads Green Family Mortgage as the owner and lead loan officer. Her expertise spans VA, FHA, and USDA loan programs, delivering personalized solutions while maintaining direct client communication throughout the loan process.
Questions
What types of home loans do you offer?
We provide conventional, FHA, VA, USDA, jumbo, renovation, reverse mortgages, and commercial loans with flexible terms from 10 to 38 years.
Can I buy a home with no down payment?
Yes, qualified veterans and rural homebuyers can access VA and USDA loans offering 100% financing with no down payment requirements.
How does the VA loan funding fee work?
VA loans include a funding fee (0.5-3.3% of loan amount) that can be waived for disabled veterans and is typically financed into the loan amount.
What are cash-out refinance benefits?
Cash-out refinancing provides funds for debt consolidation, home improvements, or investment opportunities at lower interest rates than traditional loans.
How do I start the mortgage process?
Complete our 30-second online form for a no-obligation consultation or contact us directly at (503) 887-7333 for personalized guidance.