Business Details
Your Trusted Mortgage Partner in San Francisco
At Primary Residential Mortgage, Inc., we are dedicated to making homeownership accessible and achievable for every client. As a national, independent mortgage banker, we combine the resources of a large lender with the personalized service of a local team. Our Bay Area branches operate with in-house underwriters and processing staff, ensuring efficient loan approvals while maintaining a customer-centric approach. We believe that a home is more than an investmentit represents stability, security, and personal milestones. Our mission is to guide clients through the complexities of financing with clarity, expertise, and unwavering advocacy.Rooted in core values like teamwork, integrity, and empowerment, we prioritize transparency and tailored solutions to meet individual financial goals. With decades of collective experience, our loan originators are committed to delivering a seamless, stress-free experience that aligns with each client's unique needs. We measure success not by the number of loans processed, but by the trust and satisfaction of the families we help achieve homeownership.
Services
Home Loans
Mortgage Refinancing
Purchase Loans
Loan Origination
Refinancing Options
Highlights and features
- We offer in-house underwriting for faster loan approvals.
- Our team provides personalized guidance tailored to your financial goals.
- We are part of a nationally recognized mortgage lending network.
- We prioritize transparency with no hidden fees or surprises.
- Our loan originators have decades of combined experience in residential financing.
What people say
Excellent service
Knowledgeable and patient
Smooth transaction
Responsive and supportive
Personalized guidance
Services
Home Loans
We offer customized home loan solutions tailored to your financial situation. Our services include fixed-rate, adjustable-rate, and government-backed loans. Our team ensures competitive rates and personalized guidance to help you achieve homeownership with confidence.
Mortgage Refinancing
Refinance your existing mortgage to lower monthly payments, reduce your loan term, or access home equity. We evaluate your current terms and goals to determine the best refinancing strategy for long-term savings.
Purchase Loans
Specialized financing for first-time and repeat homebuyers. We streamline the purchase process with pre-approval options, competitive rates, and dedicated support to secure your dream home efficiently.
Loan Origination
Our in-house origination process ensures faster approvals and personalized service. From application to closing, our experts guide you through documentation, underwriting, and funding for a seamless experience.
Refinancing Options
Explore cash-out refinancing, rate-and-term adjustments, or shortening your loan term. We provide flexible solutions to align your mortgage with evolving financial goals while maximizing savings.
People
Dane Moler
Loan Originator
Dane Moler brings over 30 years of mortgage industry experience to Primary Residential Mortgage. Clients praise his responsiveness, expertise, and commitment to finding tailored financing solutions that meet long-term goals.
Michael Koran
Loan Originator
Michael Koran specializes in guiding first-time homebuyers through the mortgage process. His patient approach and clear communication have earned consistent praise for simplifying complex financial decisions.
Kerry Ettinger
Loan Originator
Kerry Ettinger focuses on refinancing and purchase loans, leveraging market insights to help clients optimize their mortgage terms. Clients highlight her proactive support and industry knowledge.
Marc Yu
Loan Originator
Marc Yu specializes in Bay Area home loans, offering localized expertise for buyers and refinancers. His clients appreciate his transparency and dedication to achieving favorable loan outcomes.
Henry Jeanes
Loan Originator
Henry Jeanes provides personalized mortgage solutions with a focus on customer education. His approach emphasizes clarity and trust, ensuring clients feel confident in their financing decisions.
Questions
What types of home loans do you offer?
We provide conventional, FHA, VA, and jumbo loans, along with specialized programs for first-time homebuyers and refinancing options.
How can I determine if refinancing is right for me?
Our loan originators analyze your current mortgage terms, financial goals, and market conditions to recommend refinancing if it lowers your rate or reduces your loan term.
What areas do you serve?
We operate in California, Oregon, Washington, Nevada, Florida, Texas, and Ohio, with local expertise in the Bay Area.
What documents are needed to apply for a mortgage?
Typically, we require proof of income, tax returns, bank statements, and identification. Our team guides you through each step.
How long does the mortgage approval process take?
With in-house underwriting, we often provide approvals within 24-48 hours, ensuring a faster path to closing.
