Action Residential Mortgage

Action Residential Mortgage + Property Management (ARM+) is a small, family-owned, mortgage broker and property management business that has been serving the community for over 25 years. Founded in 1994 by Rich and Sandy Young, ARM+ has built a reputation for providing quality financial services and property management solutions to clients in the Bay Area Peninsula.

At ARM+, we pride ourselves on earning our clients' trust by understanding their unique financial needs and goals. We approach every client with integrity, providing personalized service and sound advice that helps them achieve their financial objectives. Our quality and personal approach to loan financing is backed by numbers, and we're not afraid to advise against refinancing if it doesn't make sense for our clients. We believe that keeping our clients' best interests in mind is the right thing to do, and it's what gives us an outstanding reputation in our industry.

Financial Services

At ARM+, we offer a range of financial services to help our clients achieve their financial goals. We specialize in mortgages, refinances, and purchases for both owner-occupied and non-owner-occupied investment properties. Whether you're a first-time homebuyer or an experienced investor, we have the expertise and experience to help you secure the best possible financing for your needs.

We understand that every client is unique, and we take the time to understand your financial situation and goals before making any recommendations. We work with a network of lenders to ensure that we can offer you the most competitive rates and terms available. And we're not afraid to advise against refinancing if it doesn't make sense for you. Our goal is to provide you with quality service and sound advice that helps you make the best financial decisions for your future.

Property Management

If you own property in the Bay Area Peninsula, we're certain we can help you make more money through proven value-enhancing and cost-savings techniques, and an extra layer of service. Our property management services are designed to help you maximize your income and minimize your stress. We handle everything from marketing and leasing to maintenance and repairs, ensuring that your property is well-maintained and profitable.

We understand that every property is unique, and we tailor our services to meet your specific needs. Whether you're looking for short-term or long-term management, we have the expertise and experience to help you achieve your goals. We pride ourselves on providing exceptional service and building strong relationships with our clients.

Our Team

At ARM+, we're a family business that serves families. Our team is dedicated to providing quality service and sound advice to help our clients achieve their financial goals and live fully and joyously in the places they call home.

Rich Young is a broker and property manager with over 25 years of experience in the mortgage and property management industries. Sandy Gauthier-Young is a loan specialist and property manager with a passion for helping clients achieve their financial dreams. Richael Young is our marketing specialist, ensuring that our clients receive the best possible service and advice.

Together, we're committed to providing quality service and sound advice to help our clients achieve their financial goals. Whether you're looking for mortgage financing or property management solutions, we have the expertise, experience, and service you need and deserve. Contact us today to learn more.