Business Details
50+ Years
experience
Emergency
services
Your Trusted Community Bank in Guttenberg, NJ
GSL Savings Bank has served families and businesses in Hudson and Bergen Counties since 1907, combining tradition with modern financial solutions. Our century-long legacy emphasizes relationship-based banking, local investment, and neighborhood support. We prioritize personal service through direct communication, whether in-branch or via phone. Our community-focused approach extends to supporting local initiatives, organizations, and small businesses. The bank maintains stability while offering innovative products like our Money Maker Account and mobile banking app.We provide diverse financial services including personal and business checking, savings, loans, and retirement accounts. Our commitment to educational programs and community events demonstrates our dedication beyond traditional banking. The leadership team maintains hands-on involvement in daily operations while planning for future generations. Our fee schedules and service details reflect transparency in financial practices. Backed by FDIC insurance and NMLS #683947, we ensure regulatory compliance while maintaining local decision-making authority.
Services
Personal Checking
Business Checking
Money Market Accounts
Certificates of Deposit
Retirement Accounts (IRAs)
Merchant Services
Home Equity Loans
Commercial Mortgages
Multi-Family Mortgages
Details
- Year established: 1907
Highlights and features
- We've served Hudson and Bergen Counties since 1907 with local decision-making
- Our NMLS #683947 license ensures regulatory-compliant mortgage lending
- We combine traditional values with mobile banking technology
- Our community reinvestment programs benefit local organizations and schools
- 24/7 customer support covers all account management needs
Associations and certifications
- FDIC
Services
Personal Checking
Our personal checking accounts provide flexible financial management tools for everyday use. Features include mobile deposit, bill pay, and Zelle integration for fast transfers. Accounts are FDIC-insured with competitive fee structures outlined in our published schedule.
Business Checking
Business checking solutions cater to companies with merchant services, payroll support, and business-specific lending options. Tailored packages include commercial mortgages and multi-family property financing for local enterprises.
Home Equity Loans
Home equity loans and lines of credit offer homeowners access to funds using property equity as collateral. Competitive rates and flexible terms help with home improvements, debt consolidation, or major purchases.
Mobile Banking
24/7 mobile banking allows account management through secure smartphone access. Features include check deposits, transfers, bill payments, and real-time transaction monitoring via our official app.
Community Investment
Our community reinvestment initiatives fund educational grants, sponsor local events, and provide small business loans. We maintain partnerships with schools and nonprofits to strengthen Hudson and Bergen County communities.
People
Frank R. Giancola
President & CEO
Frank R. Giancola leads GSL Savings Bank with over a century of combined institutional experience. He oversees strategic direction while maintaining direct customer service engagement through branch visits and community events.
Questions
What types of personal accounts does GSL Savings Bank offer?
We provide checking, savings, money market accounts, certificates of deposit, and retirement accounts (IRAs).
Do you offer business banking solutions?
Yes, we offer business checking accounts, merchant services, commercial mortgages, and multi-family mortgages.
Are there 24/7 banking options available?
Our mobile banking app provides 24/7 access to account management and transactions.
How does the bank support local communities?
We invest in local education programs, sponsor community events, and provide business loans to area entrepreneurs.
What mortgage options are available?
We offer fixed-rate mortgages, home equity loans, home equity lines of credit, and commercial real estate financing.
Can I access digital banking services?
Download our mobile banking app from the App Store for full digital banking capabilities.
